Does FXIFY Futures pay out?
FXIFY Futures does pay, but the evidence that it pays reliably at scale is thin, and its terms give it unusually broad power over a winning account. The company is real and checkable: FXIFY Futures L…
FXIFY Futures at a glance
FXIFY Futures is a proprietary trading firm based in Ireland, in business since 2024.
- Account sizes on sale
- $15K – $150K
- Profit split to the trader
- 80 – 90%
- programmes, across 10 plans
- 3
- Cheapest plan
- $89
On the record
- Based in
- Ireland
- Founded
- 2024
- Platforms
- NinjaTrader and TradingView
- Instrument types
- Futures
- Website
- fxifyfutures.com
- Evidence last checked
Pay for a plan with
- PayPal
- VISA
- Mastercard
- Credit/Debit Card
Get paid by
- Riseworks
- Crypto
What FXIFY Futures sells
10 plans in 3 programmes: 4 instant-funding accounts and 6 one-step evaluations.
- Highest split · Direct to Sim Live
- 90%
- Most drawdown room · Expert One-Step Evaluation
- 5%
- Fewest minimum days · Direct to Sim Live
- 0
Instant fundingDirect to Sim LiveInstant funding4 sizes90%profit split
The rules
- Max drawdown
- 3.75% – 4% · Trailing, locked at end of day
- Daily loss limit
- 2.5% · Balance based
- Minimum trading days
- 0
- Payout schedule
- Every 14 calendar days
- Fee refunded on passing
- No
On this programme
- News tradingAllowed
- Copy tradingAllowed
- Expert advisors (EAs)Not allowed
- Weekend holdingNot allowed
- Overnight holdingNot allowed
Account sizes
- $15K
- $30K
- $60K
- $80K
Per-size prices are published on the firm’s site, not on this record.
1-stepExpert One-Step Evaluation1-step3 sizes90%profit split
The rules
- Phase 1 target
- 6.67% – 7%
- Max drawdown
- 4% – 5% · Trailing, locked at end of day
- Daily loss limit
- 3% · Balance based
- Minimum trading days
- 3
- Payout schedule
- Every 14 calendar days
- Fee refunded on passing
- No
On this programme
- News tradingAllowed
- Copy tradingAllowed
- Expert advisors (EAs)Not allowed
- Weekend holdingNot allowed
- Overnight holdingNot allowed
Account sizes
- $50K
- $100K
- $150K
Per-size prices are published on the firm’s site, not on this record.
1-stepStandard One-Step Evaluation1-step3 sizes80%profit split
The rules
- Phase 1 target
- 6%
- Max drawdown
- 4% · Trailing, locked at end of day
- Daily loss limit
- 2% · Balance based
- Minimum trading days
- 4
- Payout schedule
- Every 14 calendar days
- Fee refunded on passing
- No
On this programme
- News tradingAllowed
- Copy tradingAllowed
- Expert advisors (EAs)Not allowed
- Weekend holdingNot allowed
- Overnight holdingNot allowed
Account sizes
- $50K
- $100K
- $150K
Per-size prices are published on the firm’s site, not on this record.
Compare all 3 programmes side by side
| Programme | Type | Sizes | Split | Target | Max drawdown | Daily loss | Min days | Leverage | Fee refund |
|---|---|---|---|---|---|---|---|---|---|
| Direct to Sim Live | Instant funding | $15K – $80K | 90% | Not recorded | 3.75% – 4% | 2.5% | 0 | Not recorded | No |
| Expert One-Step Evaluation | 1-step | $50K – $150K | 90% | 6.67% – 7% | 4% – 5% | 3% | 3 | Not recorded | No |
| Standard One-Step Evaluation | 1-step | $50K – $150K | 80% | 6% | 4% | 2% | 4 | Not recorded | No |
How FXIFY Futures pays
Traders keep 80 – 90% of their profits, paid out by Riseworks and Crypto.
- Profit split
- 80 – 90%
- Payout methods
- 2
- Plans refunding the fee
- 0 of 10
- Payout schedules stated
- 1
Paid out by
- Riseworks
- Crypto
Payout schedules, in the firm’s words
Every 14 calendar days
Direct to Sim Live, Expert One-Step Evaluation, and Standard One-Step Evaluation
Split and schedule, programme by programme
| Programme | Split | Payout schedule | Fee refund |
|---|---|---|---|
| Direct to Sim LiveInstant funding | 90% | Every 14 calendar days | No |
| Expert One-Step Evaluation1-step | 90% | Every 14 calendar days | No |
| Standard One-Step Evaluation1-step | 80% | Every 14 calendar days | No |
Payout policy
A payout can be requested every 14 calendar days, counted from the first trade on the funded account and thereafter from the date of the last withdrawal. Approved requests are processed within 24 to 48 hours. The consistency rule must be satisfied at the time of the request, and the consistency calculation resets after each payout so it is measured only on profits earned since the previous one.
Buffer zone. Standard and Expert accounts carry a buffer that profits must clear before any withdrawal. Standard: $500 at $50,000, $1,000 at $100,000, $1,500 at $150,000. Expert: $1,000 at $50,000, $1,500 at $100,000, $2,000 at $150,000. Profits must exceed the buffer by at least $100 for a request to be accepted.
Tiered release. The share of eligible profit that can be withdrawn rises with each payout: 60 percent on the first, 70 percent on the second, 80 percent on the third, 90 percent on the fourth and 100 percent from the fifth onwards.
Direct to Sim Live. These accounts use the same 14 day cycle and the same tiered release, but require profits of at least 3 percent of the account balance instead of a buffer zone, which is $450 at $15,000, $900 at $30,000, $1,800 at $60,000 and $2,400 at $80,000.
Payout caps. Each account has a lifetime payout cap: $5,000 at $50,000, $10,000 at $100,000 and $15,000 at $150,000 for evaluation-funded accounts, and $3,000, $6,000, $12,000 and $15,000 for the $15,000 to $80,000 Sim Live accounts. Reaching the cap sends the account into review for a possible transition to live infrastructure. The account must be active at the time of review. If it does not qualify it is closed, and a 30 day wait may apply before a new account can be purchased.
After each withdrawal the maximum loss limit locks at the account's starting balance. Payouts are paid through Riseworks or crypto, with a minimum payout amount of $100.
What you can trade
Traded as Futures.
Instrument types
- Futures
What FXIFY Futures lets you do
Across all 10 plans, as recorded programme by programme.
- News tradingAllowed on every plan
- Copy tradingAllowed on every plan
- Expert advisors (EAs)Not allowed on any plan
- Weekend holdingNot allowed on any plan
- Overnight holdingNot allowed on any plan
The trading day runs from 6:00 PM ET to 5:00 PM ET the following day. Every position must be closed by 4:59 PM ET each day, and any position still open is closed automatically by the firm's system. Markets are unavailable from Friday 5:00 PM ET until Sunday 6:00 PM ET, so positions are not carried overnight or across a weekend.
- News trading: permitted. Standard risk rules continue to apply, and placing large leveraged positions around major releases is treated as a prohibited strategy.
- Expert Advisors: not permitted on any FXIFY Futures trading platform.
- Copy trading: permitted only after a request is reviewed and approved. Approval requires an HTML trading history of the master account covering at least three months and showing the trader's own name. Copying is allowed only between accounts owned by the same person, whether held at FXIFY Futures or elsewhere. Copying from third-party traders, signal services or another person's account is prohibited, as is providing a copy trading service from an FXIFY Futures account.
- Account management: only the registered account holder may trade the account. Letting another person trade it, including pass-the-challenge services, results in termination.
Position size is capped in contracts rather than by leverage. Standard accounts allow 3 mini contracts at $50,000, 7 at $100,000 and 12 at $150,000. Expert accounts allow 5, 10 and 15 contracts at the same sizes. Direct to Sim Live accounts allow 1 contract at $15,000, 2 at $30,000, 3 at $60,000 and 5 at $80,000. The mini to micro ratio is 1:10.
All trading must comply with CME Group rules.
Consistency rules
A consistency rule caps how much of a trader's total profit any single trading day may represent. The threshold depends on the account type.
- Standard: 30 percent, applied to both the challenge stage and the simulated funded stage.
- Expert: 40 percent, applied only to the simulated funded stage.
- Direct to Sim Live: 20 percent, applied throughout the Sim Live stage.
If one day's profit exceeds the allowed share of total profits, trading must continue until that day's profit falls back below the threshold as the total grows. On a Standard account, for example, $3,000 earned in a single day against $8,000 in total profit is above 30 percent; earning a further $2,000 lifts the total to $10,000 and brings the $3,000 day back to exactly 30 percent.
On the funded side the rule gates withdrawals: it must be met before a payout can be requested, and the calculation resets after each payout request so it applies only to profits made since the previous one.
Firm rules
Breaching the limits. Hitting the daily loss limit is a soft breach: the account is closed for trading for the rest of the day and reopens the next day on a limit recalculated from the new starting balance. Hitting the maximum loss limit is a hard breach: the account is liquidated and no further trades are executed. On an evaluation account a hard breach can be undone by buying a reset or by waiting for the monthly rebill, which restores the original starting balance. Funded and Sim Live accounts cannot be reset.
Account limits. A trader may hold up to 5 active accounts across the evaluation and funded stages combined, plus 1 Direct to Sim Live account which sits outside that limit. Only one Sim Live account may be held at a time.
Prohibited strategies. The following void an account and any profits made from them:
- All-or-nothing trading, including using maximum size on a single position or treating the loss limit as a stop-loss.
- Tick or micro scalping, such as trades of fewer than ten ticks opened and closed rapidly without a plan.
- Exploiting favourable fills, absent slippage, tight brackets or manipulated order fills.
- Account rolling: taking extreme positions, breaching the maximum loss and buying new accounts to repeat the cycle.
- Reverse trading, holding opposite positions across separate accounts, at either the evaluation or funded stage.
- Profiting from isolated fills in illiquid or gapped markets.
- Group trading or coordinating identical or opposite strategies with other traders.
- Managing accounts under other names, or using pass-your-challenge services.
- Latency arbitrage, exploiting platform bugs or delays, high leverage news trading, and statistical arbitrage across multiple accounts.
A violation may lead to immediate account termination and the voiding of any profits generated by the prohibited activity.
Passing and funding. After the evaluation objectives are met, KYC must be completed and the trader agreement signed before simulated live credentials are issued. Standard accounts carry a one-off $125 activation fee at that point; Expert accounts have none. The evaluation subscription ends automatically once the evaluation is passed.
Refunds. A purchase is refundable only if no trading activity has taken place on the account. The evaluation fee is not returned against a payout.
Where FXIFY Futures does not take traders
Residents of 77 countries cannot open an account with FXIFY Futures.
- Afghanistan
- Albania
- Algeria
- Angola
- Azerbaijan
- Bahamas
- Barbados
- Belarus
- Bosnia and Herzegovina
- Botswana
- Bulgaria
- Burkina Faso
- Burundi
- Cambodia
- Cameroon
- Central African Republic
- China
- Croatia
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- Cuba
- Democratic Republic of the Congo
- Ecuador
- Ethiopia
- Ghana
- Gibraltar
- Haiti
- Hong Kong
- Iceland
- Indonesia
- Iran
- Iraq
- Jamaica
- Jordan
- Kenya
- Kosovo
- Laos
- Lebanon
- Liberia
- Libya
- Malaysia
- Mali
- Mauritius
- Mongolia
- Montenegro
- Mozambique
- Myanmar
- Namibia
- Nicaragua
- Nigeria
- North Korea
- North Macedonia
- Pakistan
- Panama
- Papua New Guinea
- Philippines
- Qatar
- Romania
- Russia
- Senegal
- Serbia
- Slovenia
- Somalia
- South Africa
- South Sudan
- Sri Lanka
- Sudan
- Syria
- Tanzania
- Trinidad and Tobago
- Tunisia
- Turkey
- Uganda
- Ukraine
- United Arab Emirates
- Venezuela
- Vietnam
- Yemen
- Zimbabwe
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