Wikilix
Prop firm record
Instant Funding logo

Instant Funding

  • United Kingdom
  • Since 2022

Instant Funding sells 2 funded-account plans in 2 programmes. Its profit split is not on the record. Trading runs on cTrader.

Browse prop firms
The firm
Updated

Instant Funding at a glance

Instant Funding is a proprietary trading firm based in United Kingdom, in business since 2022.

programmes, across 2 plans
2
Cheapest plan
$419

On the record

Based in
United Kingdom
Founded
2022
Chief executive
Lewis
Trades through
Liquidity Provider
Platforms
cTrader
Instrument types
Cfd

Pay for a plan with

  • Apple Pay
  • Credit/Debit Card
  • Crypto
  • Google Pay
  • Neteller
  • Skrill
  • Sofort

Get paid by

  • Crypto
  • Riseworks
Recorded by Wikilix from Instant Funding’s published terms and re-checked periodically.
Programme ledger

What Instant Funding sells

2 plans in 2 programmes: 2 two-step evaluations.

2 programmes
  • 2-stepStatic - Two-Phase - 2-Step 100K2-step

    The rules

    Payout schedule
    On Demand

    On this programme

    • News tradingNot allowed
    • Copy tradingNot allowed
    • Expert advisors (EAs)Allowed
    • Weekend holdingAllowed
    • Overnight holdingAllowed
    • Stop lossNot required
  • 2-stepStatic - Two-Phase Max - 2-Step 100K2-step

    The rules

    Payout schedule
    5–13 days: 60%, 14–27 days: 80% or 28 days or later: 95%

    On this programme

    • News tradingNot allowed
    • Copy tradingNot allowed
    • Expert advisors (EAs)Allowed
    • Weekend holdingAllowed
    • Overnight holdingAllowed
    • Stop lossNot required
Compare all 2 programmes side by side
ProgrammeTypeSizesSplitTargetMax drawdownDaily lossMin daysLeverageFee refund
Static - Two-Phase - 2-Step 100K2-stepNot recordedNot recordedNot recordedNot recordedNot recordedNot recordedNot recordedNot recorded
Static - Two-Phase Max - 2-Step 100K2-stepNot recordedNot recordedNot recordedNot recordedNot recordedNot recordedNot recordedNot recorded
Rules as recorded by Wikilix from Instant Funding’s published terms. A rule that differs between sizes prints as a range; per-size prices are on the firm’s site.
Leverage

Leverage by market

Leverage runs from 1:2 on Crypto to 1:100 on FX, depending on the programme.

MarketInstant1-step2-step
FX1:1001:1001:100
Crypto1:21:21:2
Metals1:201:201:20
Energy1:201:201:20
Indices1:201:201:20
Payouts

How Instant Funding pays

Payouts are made by Crypto and Riseworks.

Payout methods
2
Payout schedules stated
2

Paid out by

  • Crypto
  • Riseworks

Payout schedules, in the firm’s words

  • On Demand

    Static - Two-Phase - 2-Step 100K

  • 5–13 days: 60%, 14–27 days: 80% or 28 days or later: 95%

    Static - Two-Phase Max - 2-Step 100K

Split and schedule, programme by programme

ProgrammeSplitPayout scheduleFee refund
Static - Two-Phase - 2-Step 100K2-stepNot recordedOn DemandNot recorded
Static - Two-Phase Max - 2-Step 100K2-stepNot recorded5–13 days: 60%, 14–27 days: 80% or 28 days or later: 95%Not recorded

Payout policy

Instant Funding accounts

Your first withdrawal is available 14 days after your initial trade. After that, you can withdraw every 7 days following your next trade.

IF1

  • You can request one payout after the 24-hour account period ends

IF Micro Pro

  • Profit withdrawals are available every 14 days, starting from your first trade, provided all withdrawal conditions are met.

Instant Funding Micro, One-Phase Micro, One-Phase and Two-Phase simulated funded accounts

You can use On-Demand Payouts to withdraw profits whenever you qualify, without waiting for scheduled dates.

Two-Phase Max simulated funded accounts

You can withdraw your profits whenever you like — the profit split improves over time. The payout timer starts from your first executed trade, and each payout resets the timer:

  • 5–13 calendar days: 60% profit split
  • 14–27 calendar days: 80% profit split
  • 28 calendar days or later: 95% profit split

On demand payout requirement

For One-Phase and Two-Phase (Funded): Your best trading day must not account for more than 40% of your total profit.

For IF Micro, IF1 and One-Phase Micro: Your best trading day must not account for more than 15% of your total profit.

Minimum profit

IF Micro Pro

Your net profit must reach at least 5% of your starting balance

IF Micro

Your total net profit must reach at least 3% of your starting balance.

IF1

Your total net profit must reach at least 3% of your starting balance.

For all other programs

Your total net profit for a payout must reach at least 1.5% of your starting balance or $25, whichever is larger.

Markets

What you can trade

5 asset classes, traded as CFDs.

5 asset classes

Asset classes

  • FX
  • Crypto
  • Metals
  • Energy
  • Indices

Instrument types

  • CFDs
Commissions

Trading costs

A commission is charged on every market; the per-lot figures are below.

  • FX$5/lot
  • Crypto$1/lot
  • Metals$5/lot
  • Energy$2/lot
  • Indices$2/lot
Trading rules

What Instant Funding lets you do

Across all 2 plans, as recorded programme by programme.

  • News tradingNot allowed on any plan
  • Copy tradingNot allowed on any plan
  • Expert advisors (EAs)Allowed on every plan
  • Weekend holdingAllowed on every plan
  • Overnight holdingAllowed on every plan
  • Stop lossNot required on any plan
Consistency

Consistency rules

For One-Phase and Two-Phase (Funded):

  • Your best trading day must not account for more than 40% of your total profit.

For IF Micro, IF1 and One-Phase Micro:

  • Your best trading day must not account for more than 15% of your total profit.

IF Micro Pro:

  • Your best trading day must not account for more than 25% of your total profit.
Firm rules

Firm rules

Maximum Lot Sizes

Maximum Lot Sizes guide

Minimum hold time

Trades held for 60 seconds or less are regarded as high frequency trades and are prohibited.

Smart Drawdown (Instant Funding)

It starts at -10% and automatically adjusts to -5% once you achieve a 5% gain on your account balance. After that point, the drawdown remains fixed at -5% of your starting balance, even if your profits grow.

News Trading

  • One-Phase, Two-Phase, and Two-Phase Max (challenge phase only): No news restrictions
  • IF Micro, IF1 and One-Phase Micro: No news restrictions
  • Instant Funding, One-Phase and Two-Phase (funded accounts): News trading is not allowed 4 minutes before and after high impact news
  • Two-Phase Max funded & IF Micro Pro accounts: News trading is not allowed 5 minutes before and after high impact news

Inactivity

If no trades are placed within 60 days of your account purchase or after the last trade, your account will be automatically closed.

Risk per Trading Instrument

  • Instant Funding: You may not risk more than 3% of your starting account balance at any time on a single trade idea.
  • IF Micro, IF Micro Pro, and IF1: You may not risk more than 1% of your starting account balance at any time in one trade idea
  • One Phase, One Phase Micro, Two Phase, and Two Phase Max: You may not risk more than 50% of your daily drawdown at any time in one trade idea.

Prohibited Practice

  • Account Churning (Rolling): Opening multiple funded or challenge accounts in quick succession is prohibited
  • One-Sided Bets: Taking positions in a single direction without proper analysis or consideration of market trends, often leading to excessive exposure.
  • Grid Trading: Placing buy and sell orders at fixed intervals, relying solely on price fluctuations rather than informed analysis. This strategy disregards market conditions and often leads to uncontrolled losses.
  • Overleveraging: Exceeding the allowable lot size limit for your account type on a single trade idea. This creates excessive risk and significantly increases the chances of an account wipeout.
  • Gambling: Engaging in trades that resemble betting rather than strategy, such as placing random positions without analysis or risking large portions of the account on a single trade idea.
  • Martingale: Increasing positional notional volume after each trade, aiming to recover previous losses or amplify winnings on subsequent trades. This involves doubling down after a losing trade. Martingale trading is allowed for all challenges and IF Micro accounts (including funded stage). For Instant Funding accounts, traders can add to losing positions but must avoid continuously doubling lot sizes after losses.
Restricted countries

Where Instant Funding does not take traders

Residents of 27 countries cannot open an account with Instant Funding.

27 countries
  • Afghanistan
  • Burundi
  • Central African Republic
  • Cuba
  • Democratic Republic of the Congo
  • Eritrea
  • Guinea
  • Guinea-Bissau
  • Iran
  • Iraq
  • Lebanon
  • Liberia
  • Libya
  • Myanmar
  • North Korea
  • Papua New Guinea
  • Republic of the Congo
  • Russia
Show 9 more
  • Somalia
  • South Sudan
  • Sudan
  • Syria
  • Vanuatu
  • Venezuela
  • Vietnam
  • Yemen
  • Zimbabwe
As published by Instant Funding. A country not listed here is not thereby accepted — check the firm’s own terms.
Worth comparing

Prop firms worth comparing

3 firms from the Wikilix directory set beside Instant Funding: the same country, the same kind of funding, a comparable split, or the best rated on the record.

3 firms
Figures as recorded on the Wikilix directory. A dash means the firm has not published that figure.

Comments & Reviews

0 entries

Nothing on the record yet

Be the first to share what happened.