Does Lux Trading Firm pay out?
Lux Trading Firm is a real, five-year-old UK company that is visibly operating, but we could not evidence a single independent payout, and it advertises a regulated status it does not hold. The legal…
Lux Trading Firm at a glance
Lux Trading Firm is a proprietary trading firm based in United Kingdom, in business since 2021.
- Account sizes on sale
- $5K – $1M
- Profit split to the trader
- 70 – 80%
- programmes, across 9 plans
- 3
- Cheapest plan
- $45
On the record
- Based in
- United Kingdom
- Founded
- 2021
- Trades through
- FX Edge
- Platforms
- MetaTrader 5
- Instrument types
- Cfd
- Website
- luxtradingfirm.com
- Evidence last checked
Pay for a plan with
- Credit/Debit Card
- PayPal
- Wise
- Crypto
Get paid by
- Bank Wire Transfer
- PayPal
- Wise
- Crypto
What Lux Trading Firm sells
9 plans in 3 programmes: 2 instant-funding accounts and 7 one-step evaluations.
- Highest split · INSTA Instant Funding
- 80%
- Most drawdown room · INSTA Instant Funding
- 6%
- Fewest minimum days · INSTA Instant Funding
- 0
- Highest leverage · INSTA Instant Funding
- 1:30
Instant fundingINSTA Instant FundingInstant funding2 sizes80%profit split
The rules
- Max drawdown
- 6% · Static
- Minimum trading days
- 0
- Max leverage
- 1:30
- Payout schedule
- Single payout of 80% of the 12% profit target, requested once the target is reached with no rules broken and no open positions, after risk desk review.
- Fee refunded on passing
- No
On this programme
- News tradingAllowed
- Copy tradingNot allowed
- Expert advisors (EAs)Allowed
- Weekend holdingAllowed
- Overnight holdingAllowed
- Stop lossRequired
Account sizes
- $100K
- $400K
Per-size prices are published on the firm’s site, not on this record.
1-step1-Step Evaluation1-step3 sizesFee refunded80%profit split
The rules
- Phase 1 target
- 10% – 15%
- Max drawdown
- 6% · Static
- Minimum trading days
- 0
- Max leverage
- 1:30
- Payout schedule
- On demand once the funded account is in profit, with no fixed payout cycle. All positions must be closed at the time of the request.
- Fee refunded on passing
- Yes
On this programme
- News tradingAllowed
- Copy tradingAllowed
- Expert advisors (EAs)Allowed
- Weekend holdingAllowed
- Overnight holdingAllowed
- Stop lossRequired
Account sizes
- $100K
- $400K
- $1M
Per-size prices are published on the firm’s site, not on this record.
1-stepPrediction Markets Challenge1-step4 sizes70%profit split
The rules
- Phase 1 target
- 10%
- Max drawdown
- 4% · Trailing
- Minimum trading days
- 0
- Payout schedule
- First payout 10 days after the funded account is created, then every 10 days from the last approved withdrawal. All positions must be closed at the time of the request.
- Fee refunded on passing
- No
On this programme
- Weekend holdingAllowed
- Overnight holdingAllowed
Account sizes
- $5K
- $10K
- $20K
- $50K
Per-size prices are published on the firm’s site, not on this record.
Compare all 3 programmes side by side
| Programme | Type | Sizes | Split | Target | Max drawdown | Daily loss | Min days | Leverage | Fee refund |
|---|---|---|---|---|---|---|---|---|---|
| INSTA Instant Funding | Instant funding | $100K – $400K | 80% | Not recorded | 6% | Not recorded | 0 | 1:30 | No |
| 1-Step Evaluation | 1-step | $100K – $1M | 80% | 10% – 15% | 6% | Not recorded | 0 | 1:30 | Yes |
| Prediction Markets Challenge | 1-step | $5K – $50K | 70% | 10% | 4% | Not recorded | 0 | Not recorded | No |
Leverage by market
Leverage runs from 1:5 on Stocks to 1:30 on FX, depending on the programme.
| Market | Instant | 1-step |
|---|---|---|
| FX | 1:30 | 1:30 |
| Indices | 1:30 | 1:30 |
| Metals | 1:30 | 1:30 |
| Energy | 1:30 | 1:30 |
| Stocks | 1:5 | 1:5 |
| Crypto | 1:5 | 1:5 |
How Lux Trading Firm pays
Traders keep 70 – 80% of their profits, paid out by Bank Wire Transfer, PayPal, Wise, and Crypto.
- Profit split
- 70 – 80%
- Payout methods
- 4
- Plans refunding the fee
- 3 of 9
- Payout schedules stated
- 3
Paid out by
- Bank Wire Transfer
- PayPal
- Wise
- Crypto
Payout schedules, in the firm’s words
Single payout of 80% of the 12% profit target, requested once the target is reached with no rules broken and no open positions, after risk desk review.
INSTA Instant Funding
On demand once the funded account is in profit, with no fixed payout cycle. All positions must be closed at the time of the request.
1-Step Evaluation
First payout 10 days after the funded account is created, then every 10 days from the last approved withdrawal. All positions must be closed at the time of the request.
Prediction Markets Challenge
Split and schedule, programme by programme
| Programme | Split | Payout schedule | Fee refund |
|---|---|---|---|
| INSTA Instant FundingInstant funding | 80% | Single payout of 80% of the 12% profit target, requested once the target is reached with no rules broken and no open positions, after risk desk review. | No |
| 1-Step Evaluation1-step | 80% | On demand once the funded account is in profit, with no fixed payout cycle. All positions must be closed at the time of the request. | Yes |
| Prediction Markets Challenge1-step | 70% | First payout 10 days after the funded account is created, then every 10 days from the last approved withdrawal. All positions must be closed at the time of the request. | No |
Payout policy
Lux Trading Firm runs three different payout mechanics, one for each product line.
Funded CFD accounts use on demand withdrawals. A request can be made at any time once the account balance is in profit, with no fixed payout cycle and no waiting window. All positions must be closed at the moment of the request. Profits that are withdrawn still count toward the profit target used to scale the account, so taking money out does not slow progression through the funded stages.
INSTA accounts pay once. The trader may request the payout after the account reaches its profit target with no rules broken and no open positions, and the money is released after the risk desk completes its review. INSTA accounts do not scale and the entry fee is not refunded on passing or failing.
Prediction market accounts run on a ten day cycle. The first request may be made ten days after the funded account is created, and each subsequent request ten days after the last approved withdrawal. Positions must be fully closed at the time of the request, and payouts are calculated only from the settled balance. There is no minimum number of trades required.
Each prediction market payout cycle also carries an eligibility cap expressed as a share of the initial account size: 35 percent for the first payout, 45 percent for the second, and 50 percent from the third onward. Profit earned above the cap in a given window is disqualified and removed from the balance when the payout is processed. The trader's share rises from 70 percent on the first two payouts to 80 percent from the third onward.
Evaluation fee refunds are separate from profit payouts. On the one step evaluation accounts the fee is returned in full after stage one, once the risk desk has reviewed the account and confirmed that the profit target was met and every trading and risk rule was followed.
Before any payout is released, identity verification must be completed in the trader portal and bank or cryptocurrency destination details must be on file.
What you can trade
6 asset classes, traded as CFDs.
Asset classes
- FX
- Indices
- Metals
- Energy
- Stocks
- Crypto
Instrument types
- CFDs
What Lux Trading Firm lets you do
Across all 9 plans, as recorded programme by programme.
- News tradingAllowed on every plan
- Copy tradingAllowed on 3 of 5 plans
- Expert advisors (EAs)Allowed on every plan
- Weekend holdingAllowed on every plan
- Overnight holdingAllowed on every plan
- Stop lossRequired on every plan
Lux Trading Firm publishes one set of trading rules that applies across its evaluation and instant funding accounts, with a separate rulebook for its prediction market accounts.
What is permitted
- News trading is allowed, and there is no minimum or maximum number of trading days on any account.
- Positions may be held overnight and over the weekend, and swing strategies are explicitly catered for.
- Copy trading and trade mirroring tools are allowed, provided every trade stays inside the risk and drawdown rules. A trader may hold up to five evaluation accounts at once and copy trades between them.
- Expert advisors may be used as part of a strategy.
What breaches an account
- Stop loss placement. Every trade must carry a stop loss set before entry, because the stop loss is what the firm uses to measure the risk taken on the position. Repeated failures to place one can fail the evaluation. Stops may be moved to break even or into profit once a trade moves favourably, but no stop loss may be adjusted within thirty seconds either side of a news event.
- High frequency trading. Generating more than 2,500 server messages in twenty four hours, or running fully automated systems that produce excessive trades, is prohibited.
- News bracketing. Placing simultaneous pending buy and sell orders around scheduled announcements to capture the volatility is treated as a prohibited strategy and forfeits accumulated profits.
- Arbitrage. Exploiting price feed discrepancies or latency, or mirroring trades across brokers and platforms for risk free profit, terminates the account.
INSTA accounts carry a tighter version of the multiple account rule. Up to five may be held, but similar trades cannot be open at the same time across them or against an evaluation account, which means copy trading between INSTA accounts is not available.
From the funded stage onward, and from the evaluation stage on the Elite package, each trader is assigned a risk manager whose guidance the trader is expected to follow.
Consistency rules
Lux Trading Firm enforces consistency in two directions: how much risk a trader takes per trade, and how much profit any single trade is allowed to contribute. Both are checked by the risk desk and both can send a trader back through a stage.
Risk consistency
The percentage of risk applied per trade must stay uniform for the whole stage, whether it sits in one position or is spread across several. Risk is measured against Remaining Risk Capital, which the firm defines as the current balance minus the drawdown limit, where the drawdown limit is the starting balance less six percent.
- The trader picks a fixed percentage of Remaining Risk Capital and applies it to every trade in the stage.
- The maximum permissible risk is 5 percent of Remaining Risk Capital.
- Risk is calculated when the position opens, from the opening price, the lot size and the stop loss.
- Where several positions are open at once, their combined exposure must not exceed the same 5 percent. To add a trade while others are active, risk must first be neutralised by moving an existing stop to break even or closing a position, and the new trade may then carry only the risk that was freed.
Where the firm judges the inconsistency in risk to be too large, the stage must be repeated in part or in full.
Single trade profit limit
Each position is capped at a maximum realised profit of 5 percent of that stage's profit target. Concurrent positions in the same symbol and direction, in highly correlated symbols in the same direction, and in inversely correlated symbols in opposite directions are aggregated and treated as one trade for this cap.
Splitting entries, or closing a trade and reopening in the same asset and direction, does not reset the cap, and neither does moving a stop to break even. The firm treats attempts to reset the limit this way as cheating and terminates the account.
Prediction market accounts carry their own consistency limits instead:
- A maximum of one trade per prediction market question.
- A maximum of 1 percent of account size at risk across all active trades within a single topic category at any time.
- Maximum eligible profit on a single event contract capped at twice the risk allocated to it, up to 2 percent of account size. Profit above the cap does not count toward the target.
- Payout eligibility capped per cycle at 35 percent of the initial balance for the first payout, 45 percent for the second and 50 percent thereafter, with profit above the cap removed at processing.
Firm rules
Programme structure. Every Lux Trading Firm evaluation account is a single step. The trader reaches the profit target on a demo account while staying inside the risk limits, and on passing receives a funded account. INSTA accounts skip the evaluation entirely and pay out against a profit target instead. Funded CFD accounts are executed on an A book model, with trades passed to the firm's liquidity providers.
Drawdown. The CFD accounts use a static maximum loss fixed against the starting balance, so the loss line does not move up as the account grows and the drawdown limit for each account size is a fixed figure known from the outset. Prediction market accounts work differently: they use a trailing maximum loss measured against the highest closed balance reached at any time, which moves upward in real time as new high water marks are set. In both cases the account is disabled automatically the moment the limit is breached.
Scaling. On the CFD evaluation accounts, every 10 percent of profit earned on a funded account moves the trader to the next allocation, running up to 10,000,000 USD at the fund manager stage. INSTA accounts do not scale.
Account integrity. Accounts may not be shared or managed by anyone other than the approved trader, and the firm funds only traders who trade their own accounts. Trading accounts belonging to friends, family or others using the same strategy is prohibited. Breaches of these rules remove the trader from the programme without a refund or a reset.
Resets. A reset may be requested after a maximum drawdown breach, or voluntarily at any time. The account is returned to its starting balance whatever the balance was at the moment of the breach, and a fresh set of login details is issued. Reset fees are charged per account size and are quoted separately from the evaluation fee.
Refunds. Once the enrollment fee is paid and the account login details have been emailed, the fee itself is not refundable. That is distinct from the evaluation fee refund earned by passing stage one on a one step evaluation account.
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