Does PipFarm pay out?
PipFarm does pay, and we could evidence individual traders being paid as recently as June 2026, but the record around those payouts is uneven enough that we cannot call it clean. The company behind t…
PipFarm at a glance
PipFarm is a proprietary trading firm based in Singapore, in business since 2024.
- Account sizes on sale
- $2.5K – $150K
- Profit split to the trader
- 70%
- programmes, across 105 plans
- 17
- Cheapest plan
- $7
On the record
- Based in
- Singapore
- Founded
- 2024
- Chief executive
- James Glyde
- Platforms
- cTrader
- Instrument types
- Cfd
- Website
- pipfarm.com
- Evidence last checked
Pay for a plan with
- VISA
- Mastercard
- Credit/Debit Card
- Crypto
- PayPal
- Skrill
- Pix
- MBWay
Get paid by
- Crypto
- Skrill
- Bank Transfer
What PipFarm sells
105 plans in 17 programmes: 21 instant-funding accounts, 54 one-step evaluations, and 30 two-step evaluations.
- Highest split · Instant EOD Trailing
- 70%
- Most drawdown room · Pay with Profits Consistency 1-Stage Static
- 10%
- Fewest minimum days · Consistency 1-Stage Static
- 0
- Highest leverage · Instant EOD Trailing
- 1:30
Instant fundingInstant EOD TrailingInstant funding7 sizes70%profit split
The rules
- Max drawdown
- 5% · Trailing, locked at end of day
- Minimum trading days
- 5
- Max leverage
- 1:30
- Fee refunded on passing
- No
On this programme
- News tradingAllowed
- Copy tradingAllowed
- Expert advisors (EAs)Allowed
- Weekend holdingAllowed
- Overnight holdingAllowed
- Stop lossNot required
Account sizes
- $2.5K
- $5K
- $10K
- $20K
- $50K
- $100K
- $150K
Per-size prices are published on the firm’s site, not on this record.
Instant fundingInstant Equity TrailingInstant funding7 sizes70%profit split
The rules
- Max drawdown
- 6% · Trailing, intraday
- Minimum trading days
- 5
- Max leverage
- 1:30
- Fee refunded on passing
- No
On this programme
- News tradingAllowed
- Copy tradingAllowed
- Expert advisors (EAs)Allowed
- Weekend holdingAllowed
- Overnight holdingAllowed
- Stop lossNot required
Account sizes
- $2.5K
- $5K
- $10K
- $20K
- $50K
- $100K
- $150K
Per-size prices are published on the firm’s site, not on this record.
Instant fundingInstant Payout TrailingInstant funding7 sizes70%profit split
The rules
- Max drawdown
- 4% · Trailing
- Minimum trading days
- 5
- Max leverage
- 1:30
- Fee refunded on passing
- No
On this programme
- News tradingAllowed
- Copy tradingAllowed
- Expert advisors (EAs)Allowed
- Weekend holdingAllowed
- Overnight holdingAllowed
- Stop lossNot required
Account sizes
- $2.5K
- $5K
- $10K
- $20K
- $50K
- $100K
- $150K
Per-size prices are published on the firm’s site, not on this record.
1-stepClassic 1-Stage Static1-step6 sizes70%profit split
The rules
- Phase 1 target
- 12%
- Max drawdown
- 6% · Static
- Daily loss limit
- 3% · Higher of balance and equity at end of day
- Minimum trading days
- 3
- Max leverage
- 1:30
- Fee refunded on passing
- No
On this programme
- News tradingAllowed
- Copy tradingAllowed
- Expert advisors (EAs)Allowed
- Weekend holdingAllowed
- Overnight holdingAllowed
- Stop lossNot required
Account sizes
- $5K
- $10K
- $20K
- $50K
- $100K
- $150K
Per-size prices are published on the firm’s site, not on this record.
1-stepClassic 1-Stage Trailing1-step6 sizes70%profit split
The rules
- Phase 1 target
- 12%
- Max drawdown
- 8% · Trailing
- Daily loss limit
- 3% · Higher of balance and equity at end of day
- Minimum trading days
- 3
- Max leverage
- 1:30
- Fee refunded on passing
- No
On this programme
- News tradingAllowed
- Copy tradingAllowed
- Expert advisors (EAs)Allowed
- Weekend holdingAllowed
- Overnight holdingAllowed
- Stop lossNot required
Account sizes
- $5K
- $10K
- $20K
- $50K
- $100K
- $150K
Per-size prices are published on the firm’s site, not on this record.
1-stepConsistency 1-Stage Static1-step6 sizes70%profit split
The rules
- Phase 1 target
- 9%
- Max drawdown
- 6% · Static
- Daily loss limit
- 3% · Higher of balance and equity at end of day
- Minimum trading days
- 0
- Max leverage
- 1:30
- Fee refunded on passing
- No
On this programme
- News tradingAllowed
- Copy tradingAllowed
- Expert advisors (EAs)Allowed
- Weekend holdingAllowed
- Overnight holdingAllowed
- Stop lossNot required
Account sizes
- $5K
- $10K
- $20K
- $50K
- $100K
- $150K
Per-size prices are published on the firm’s site, not on this record.
1-stepConsistency 1-Stage Trailing1-step6 sizes70%profit split
The rules
- Phase 1 target
- 9%
- Max drawdown
- 8% · Trailing
- Daily loss limit
- 3% · Higher of balance and equity at end of day
- Minimum trading days
- 0
- Max leverage
- 1:30
- Fee refunded on passing
- No
On this programme
- News tradingAllowed
- Copy tradingAllowed
- Expert advisors (EAs)Allowed
- Weekend holdingAllowed
- Overnight holdingAllowed
- Stop lossNot required
Account sizes
- $5K
- $10K
- $20K
- $50K
- $100K
- $150K
Per-size prices are published on the firm’s site, not on this record.
1-stepEndurance 1-Stage Static1-step6 sizes70%profit split
The rules
- Phase 1 target
- 10%
- Max drawdown
- 6% · Static
- Daily loss limit
- 3% · Higher of balance and equity at end of day
- Minimum trading days
- 4
- Max leverage
- 1:30
- Fee refunded on passing
- No
On this programme
- News tradingAllowed
- Copy tradingAllowed
- Expert advisors (EAs)Allowed
- Weekend holdingAllowed
- Overnight holdingAllowed
- Stop lossNot required
Account sizes
- $5K
- $10K
- $20K
- $50K
- $100K
- $150K
Per-size prices are published on the firm’s site, not on this record.
Show 9 moreShow fewer
1-stepEndurance 1-Stage Trailing1-step6 sizes70%profit split
The rules
- Phase 1 target
- 10%
- Max drawdown
- 8% · Trailing
- Daily loss limit
- 3% · Higher of balance and equity at end of day
- Minimum trading days
- 4
- Max leverage
- 1:30
- Fee refunded on passing
- No
On this programme
- News tradingAllowed
- Copy tradingAllowed
- Expert advisors (EAs)Allowed
- Weekend holdingAllowed
- Overnight holdingAllowed
- Stop lossNot required
Account sizes
- $5K
- $10K
- $20K
- $50K
- $100K
- $150K
Per-size prices are published on the firm’s site, not on this record.
1-stepOne Step Light1-step6 sizes70%profit split
The rules
- Phase 1 target
- 6%
- Max drawdown
- 4% · Trailing, locked at end of day
- Minimum trading days
- 4
- Max leverage
- 1:30
- Fee refunded on passing
- No
On this programme
- News tradingAllowed
- Copy tradingAllowed
- Expert advisors (EAs)Allowed
- Weekend holdingAllowed
- Overnight holdingAllowed
- Stop lossNot required
Account sizes
- $5K
- $10K
- $20K
- $50K
- $100K
- $150K
Per-size prices are published on the firm’s site, not on this record.
1-stepPay with Profits Consistency 1-Stage Static1-step6 sizes
The rules
- Phase 1 target
- 12%
- Max drawdown
- 10% · Static
- Daily loss limit
- 5% · Higher of balance and equity at end of day
- Minimum trading days
- 0
- Max leverage
- 1:30
- Fee refunded on passing
- No
On this programme
- News tradingAllowed
- Copy tradingAllowed
- Expert advisors (EAs)Allowed
- Weekend holdingAllowed
- Overnight holdingAllowed
- Stop lossNot required
Account sizes
- $5K
- $10K
- $20K
- $50K
- $100K
- $150K
Per-size prices are published on the firm’s site, not on this record.
1-stepPay with Profits Endurance 1-Stage Static1-step6 sizes
The rules
- Phase 1 target
- 12%
- Max drawdown
- 10% · Static
- Daily loss limit
- 5% · Higher of balance and equity at end of day
- Minimum trading days
- 4
- Max leverage
- 1:30
- Fee refunded on passing
- No
On this programme
- News tradingAllowed
- Copy tradingAllowed
- Expert advisors (EAs)Allowed
- Weekend holdingAllowed
- Overnight holdingAllowed
- Stop lossNot required
Account sizes
- $5K
- $10K
- $20K
- $50K
- $100K
- $150K
Per-size prices are published on the firm’s site, not on this record.
2-stepClassic 2-Stage Static2-step6 sizes70%profit split
The rules
- Phase 1 target
- 9%
- Phase 2 target
- 6%
- Max drawdown
- 9% · Static
- Daily loss limit
- 3% · Higher of balance and equity at end of day
- Minimum trading days
- 3
- Max leverage
- 1:30
- Fee refunded on passing
- No
On this programme
- News tradingAllowed
- Copy tradingAllowed
- Expert advisors (EAs)Allowed
- Weekend holdingAllowed
- Overnight holdingAllowed
- Stop lossNot required
Account sizes
- $5K
- $10K
- $20K
- $50K
- $100K
- $150K
Per-size prices are published on the firm’s site, not on this record.
2-stepConsistency 2-Stage Static2-step6 sizes70%profit split
The rules
- Phase 1 target
- 6%
- Phase 2 target
- 6%
- Max drawdown
- 8% · Static
- Daily loss limit
- 3% · Higher of balance and equity at end of day
- Minimum trading days
- 0
- Max leverage
- 1:30
- Fee refunded on passing
- No
On this programme
- News tradingAllowed
- Copy tradingAllowed
- Expert advisors (EAs)Allowed
- Weekend holdingAllowed
- Overnight holdingAllowed
- Stop lossNot required
Account sizes
- $5K
- $10K
- $20K
- $50K
- $100K
- $150K
Per-size prices are published on the firm’s site, not on this record.
2-stepEndurance 2-Stage Static2-step6 sizes70%profit split
The rules
- Phase 1 target
- 8%
- Phase 2 target
- 5%
- Max drawdown
- 8% · Static
- Daily loss limit
- 3% · Higher of balance and equity at end of day
- Minimum trading days
- 3
- Max leverage
- 1:30
- Fee refunded on passing
- No
On this programme
- News tradingAllowed
- Copy tradingAllowed
- Expert advisors (EAs)Allowed
- Weekend holdingAllowed
- Overnight holdingAllowed
- Stop lossNot required
Account sizes
- $5K
- $10K
- $20K
- $50K
- $100K
- $150K
Per-size prices are published on the firm’s site, not on this record.
2-stepPay with Profits Consistency 2-Stage Static2-step6 sizes
The rules
- Phase 1 target
- 6%
- Phase 2 target
- 6%
- Max drawdown
- 10% · Static
- Daily loss limit
- 5% · Higher of balance and equity at end of day
- Minimum trading days
- 0
- Max leverage
- 1:30
- Fee refunded on passing
- No
On this programme
- News tradingAllowed
- Copy tradingAllowed
- Expert advisors (EAs)Allowed
- Weekend holdingAllowed
- Overnight holdingAllowed
- Stop lossNot required
Account sizes
- $5K
- $10K
- $20K
- $50K
- $100K
- $150K
Per-size prices are published on the firm’s site, not on this record.
2-stepPay with Profits Endurance 2-Stage Static2-step6 sizes
The rules
- Phase 1 target
- 8%
- Phase 2 target
- 5%
- Max drawdown
- 10% · Static
- Daily loss limit
- 5% · Higher of balance and equity at end of day
- Minimum trading days
- 3
- Max leverage
- 1:30
- Fee refunded on passing
- No
On this programme
- News tradingAllowed
- Copy tradingAllowed
- Expert advisors (EAs)Allowed
- Weekend holdingAllowed
- Overnight holdingAllowed
- Stop lossNot required
Account sizes
- $5K
- $10K
- $20K
- $50K
- $100K
- $150K
Per-size prices are published on the firm’s site, not on this record.
Compare all 17 programmes side by side
| Programme | Type | Sizes | Split | Target | Max drawdown | Daily loss | Min days | Leverage | Fee refund |
|---|---|---|---|---|---|---|---|---|---|
| Instant EOD Trailing | Instant funding | $2.5K – $150K | 70% | Not recorded | 5% | Not recorded | 5 | 1:30 | No |
| Instant Equity Trailing | Instant funding | $2.5K – $150K | 70% | Not recorded | 6% | Not recorded | 5 | 1:30 | No |
| Instant Payout Trailing | Instant funding | $2.5K – $150K | 70% | Not recorded | 4% | Not recorded | 5 | 1:30 | No |
| Classic 1-Stage Static | 1-step | $5K – $150K | 70% | 12% | 6% | 3% | 3 | 1:30 | No |
| Classic 1-Stage Trailing | 1-step | $5K – $150K | 70% | 12% | 8% | 3% | 3 | 1:30 | No |
| Consistency 1-Stage Static | 1-step | $5K – $150K | 70% | 9% | 6% | 3% | 0 | 1:30 | No |
| Consistency 1-Stage Trailing | 1-step | $5K – $150K | 70% | 9% | 8% | 3% | 0 | 1:30 | No |
| Endurance 1-Stage Static | 1-step | $5K – $150K | 70% | 10% | 6% | 3% | 4 | 1:30 | No |
| Endurance 1-Stage Trailing | 1-step | $5K – $150K | 70% | 10% | 8% | 3% | 4 | 1:30 | No |
| One Step Light | 1-step | $5K – $150K | 70% | 6% | 4% | Not recorded | 4 | 1:30 | No |
| Pay with Profits Consistency 1-Stage Static | 1-step | $5K – $150K | Not recorded | 12% | 10% | 5% | 0 | 1:30 | No |
| Pay with Profits Endurance 1-Stage Static | 1-step | $5K – $150K | Not recorded | 12% | 10% | 5% | 4 | 1:30 | No |
| Classic 2-Stage Static | 2-step | $5K – $150K | 70% | 9% | 9% | 3% | 3 | 1:30 | No |
| Consistency 2-Stage Static | 2-step | $5K – $150K | 70% | 6% | 8% | 3% | 0 | 1:30 | No |
| Endurance 2-Stage Static | 2-step | $5K – $150K | 70% | 8% | 8% | 3% | 3 | 1:30 | No |
| Pay with Profits Consistency 2-Stage Static | 2-step | $5K – $150K | Not recorded | 6% | 10% | 5% | 0 | 1:30 | No |
| Pay with Profits Endurance 2-Stage Static | 2-step | $5K – $150K | Not recorded | 8% | 10% | 5% | 3 | 1:30 | No |
Leverage by market
Leverage runs from 1:2 on Crypto to 1:30 on FX, depending on the programme.
| Market | Instant | 1-step | 2-step |
|---|---|---|---|
| FX | 1:30 | 1:30 | 1:30 |
| Metals | 1:10 | 1:20 | 1:20 |
| Indices | 1:20 | 1:20 | 1:20 |
| Crypto | Not offered | 1:2 | 1:2 |
| Energy | Not offered | 1:20 | 1:20 |
How PipFarm pays
Traders keep 70% of their profits, paid out by Crypto, Skrill, and Bank Transfer.
- Profit split
- 70%
- Payout methods
- 3
- Plans refunding the fee
- 0 of 105
Paid out by
- Crypto
- Skrill
- Bank Transfer
Split and schedule, programme by programme
| Programme | Split | Payout schedule | Fee refund |
|---|---|---|---|
| Instant EOD TrailingInstant funding | 70% | Not stated | No |
| Instant Equity TrailingInstant funding | 70% | Not stated | No |
| Instant Payout TrailingInstant funding | 70% | Not stated | No |
| Classic 1-Stage Static1-step | 70% | Not stated | No |
| Classic 1-Stage Trailing1-step | 70% | Not stated | No |
| Consistency 1-Stage Static1-step | 70% | Not stated | No |
| Consistency 1-Stage Trailing1-step | 70% | Not stated | No |
| Endurance 1-Stage Static1-step | 70% | Not stated | No |
| Endurance 1-Stage Trailing1-step | 70% | Not stated | No |
| One Step Light1-step | 70% | Not stated | No |
| Pay with Profits Consistency 1-Stage Static1-step | Not recorded | Not stated | No |
| Pay with Profits Endurance 1-Stage Static1-step | Not recorded | Not stated | No |
| Classic 2-Stage Static2-step | 70% | Not stated | No |
| Consistency 2-Stage Static2-step | 70% | Not stated | No |
| Endurance 2-Stage Static2-step | 70% | Not stated | No |
| Pay with Profits Consistency 2-Stage Static2-step | Not recorded | Not stated | No |
| Pay with Profits Endurance 2-Stage Static2-step | Not recorded | Not stated | No |
Payout policy
Payouts are requested from the PipFarm dashboard once a payout interval has completed, the account meets its trading standard, and there are no open positions. Requests are reviewed within two to three business days.
The standard payout interval is 30 calendar days. Shorter intervals of 14 days, 7 days and 0 days are sold as paid add-ons at checkout, and instant funded accounts run on a 7 day interval as standard. A personal 7 day interval applies across all of your accounts. Identity verification must be completed before a first payout, and a First Payout on Demand add-on removes the wait for the first request.
The trader's share is set by Experience Program rank, starting at 70% at Rank 0 and rising through 75%, 80%, 85%, 90% and 95% to 99% at Rank 6.
Payout caps. On Classic, Consistency and Endurance accounts the first payout is capped at 6% of the account balance, the second at 8%, the third at 10% and the fourth and later at 12%. On instant and One Step Light accounts the first payout is capped at 3% and each subsequent cap rises by one percentage point to a maximum of 6%. A hard cap of $5,000 applies to every payout regardless of account type, and the lower of the two caps governs. Profit above the cap stays in the account for a later request.
Minimums and methods. The minimum payout is $50 for most methods. Payouts are paid by USDT, USDC, Skrill or bank transfer in GBP, EUR or AUD, and rewards can alternatively be converted to gift vouchers. A rejected request does not deduct funds but does restart the interval.
What you can trade
5 asset classes, traded as CFDs.
Asset classes
- FX
- Metals
- Indices
- Crypto
- Energy
Instrument types
- CFDs
Trading costs
Commission-free on 3 of 5 markets; the rest charge per lot.
- FX
- Metals
- IndicesCommission free
- CryptoCommission free
- EnergyCommission free
Commission at PipFarm is charged per lot on forex and metals only, and falls as you progress through the Experience Program.
- Rank 0 and Rank 1: $6 per lot round turn.
- Rank 2 and Rank 3: $3 per lot round turn.
- Rank 4 and Rank 5: $1 per lot round turn.
- Rank 6: $0, commission free.
Indices, cryptocurrencies and energies are commission free at every rank.
Spreads and commissions are bundled into the simulated pricing supplied to cTrader and can be inspected live on a demo account before buying a challenge. Positions held past the end of the trading day are charged rollover swaps, which can be removed for the life of the account with the swap free add-on at checkout.
What PipFarm lets you do
Across all 105 plans, as recorded programme by programme.
- News tradingAllowed on every plan
- Copy tradingAllowed on every plan
- Expert advisors (EAs)Allowed on every plan
- Weekend holdingAllowed on every plan
- Overnight holdingAllowed on every plan
- Stop lossNot required on any plan
PipFarm publishes one set of trading rules that applies to challenge accounts and simulated funded accounts alike.
- News trading: fully allowed. There are no restrictions on opening or closing positions before, during or after high impact releases, including Non-Farm Payrolls, interest rate decisions, CPI and GDP. Repeatedly placing maximum size positions immediately ahead of major releases may still be reviewed as speculative behaviour.
- Overnight and weekend holding: allowed on every instrument and both account types. Positions held past the end of the trading day are charged rollover swaps at 22:00 GMT, with triple swaps on Wednesdays for FX and metals and on Fridays for indices and energies. A swap free add-on is available at checkout.
- Automated trading: allowed, provided the bot is built around your own strategy. cTrader Automate cBots, cTrader plugins, the Open API and custom scripts over Open API or FIX are all permitted. Ready made bots bought from marketplaces or third party vendors are not, and PipFarm may ask you to explain how your bot works and show that it is yours.
- Copy trading: allowed between accounts you personally control, including accounts you hold at other firms, and third party copier software such as TradersConnect or Duplikium may be used for it. Copying another trader or an external signal provider is prohibited, because every trade must originate from your own decisions.
- Hedging: permitted within a single account. High frequency tick scalping that exploits platform latency is prohibited, as is spreading one trade idea across several days purely to improve a consistency score.
- Kill Switch: an equity based take profit and stop loss you can set from the dashboard to avoid reaching the daily loss limit.
Consistency rules
PipFarm scores profit distribution with a Consistency Score, calculated as the best trading day divided by total profit, multiplied by 100. A lower score is better: a score near 100% means almost all profit came from a single day. The score must sit at or below the account's threshold both to pass a challenge and to request a payout.
Thresholds by program:
- Consistency Mode: 40% or lower.
- Classic and Endurance Mode: 50% or lower on the simulated funded account.
- One Step Light: 50% or lower, on all account sizes, both to pass and to request a payout.
- Instant Payout Trailing: 20% or lower.
- Instant EOD Trailing: 25% or lower.
- Instant Equity Trailing: 30% or lower.
- Pay with Profits: 35% on the one stage format and 40% on the two stage format for Consistency Mode; Endurance accounts use the 50% funded threshold.
Endurance Mode adds a separate daily consistency requirement on simulated funded accounts: no single trading day may account for more than 50% of total rewards.
Artificially splitting one trade idea across several days in order to improve the score is treated as manipulating program rules rather than as consistent trading.
Firm rules
Beyond the drawdown limits, a PipFarm account can be closed or a payout withheld for the following reasons.
- Inactivity: at least one trade must be closed every 28 days to keep an account active. This applies to every account type and stage.
- Time limit: each stage runs for 90 days by default, extendable to 180 or 360 days, or removed entirely, as a paid add-on at checkout. The clock resets when you advance to a new stage and, on simulated funded accounts, after each payout.
- Max Risk and Pip Protector: Max Risk measures total realised and unrealised loss within a risk window. On most funded accounts Pip Protector operates as a three strike system that automatically closes positions when the limit is reached; on One Step Light and instant accounts reaching the Max Risk limit closes positions and breaches the account immediately, with no strikes.
- Trading standards: each mode carries its own requirement before a stage can be passed or a payout requested. Classic requires 3 trading days, Endurance requires 4 profitable days on one stage formats and 3 per stage on two stage formats, and Consistency is governed by the Consistency Score. A profitable day is one where the closing balance is at least 0.5% of the initial balance above the previous end of day reference.
- Account passing services: paying a third party to trade or pass an account on your behalf is prohibited and results in termination.
- Manipulating program rules: structuring trades to game a rule rather than to trade a strategy, including artificially spreading profit to improve a consistency score, is a violation.
- Toxic trading behaviour: latency arbitrage, tick scalping that exploits the platform, and gap trading strategies that rely on weekend or holiday price gaps are not permitted.
- Payment and identity: the challenge must be bought with your own payment method, and identity verification must be completed before a first payout. Accounts include a non-refundable $10 account issuance fee that is deducted from any refund.
A new trading day begins at 22:00 GMT, or 21:00 GMT during US daylight saving time.
Where PipFarm does not take traders
Residents of 13 countries cannot open an account with PipFarm.
- Afghanistan
- Central African Republic
- Democratic Republic of the Congo
- Iran
- Libya
- North Korea
- Republic of the Congo
- Somalia
- South Sudan
- Sudan
- Syria
- United States
- Yemen
Prop firms worth comparing
4 firms from the Wikilix directory set beside PipFarm: the same country, the same kind of funding, a comparable split, or the best rated on the record.
PipFarm
This recordWikilix rating 2.9Best split70%Plans105From$7FundedBull
Wikilix rating 1.5Best split90%Plans18From$49Combat Capital Markets
Wikilix rating 2.4Best split60%Plans144From$15Alpha Funded
Wikilix rating 3.1Best split100%Plans52From$95PROPIA
Wikilix rating 4.6Best splitNot recordedPlans9From$18


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