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Licence record

CommBank: ASIC licence 234945

Wikilix check
Confirmed on the register
Issuing authority
Australia Securities & Investment Commission
Jurisdiction
Australia
Licence type
Market Making(MM)
Last checked
Oct 28, 2026

This is Wikilix's record of a licence issued by Australia Securities & Investment Commission. It sets out what the register says, what we checked, and what the authority's own rules protect.

WIKILIX

Licence intelligence

RecordModified Oct 28, 2026

Licence Verification Record

Australia Securities & Investment Commission 234945

Wikilix read the ASIC register on Oct 28, 2026. This is what it said.

Holder
Commonwealth Bank of Australia
Issuing authority
Australia Securities & Investment Commission
Name on the register
COMMONWEALTH BANK OF AUSTRALIA
Jurisdiction
Australia
Licence type
Market Making(MM)
Effective
Dec 1, 2003
Register status
Active
Permissions
provide financial product advice · deal in a financial product by issuing, applying for, acquiring, varying or disposing of a financial product · deal in a financial product by applying for, acquiring, varying or disposing of a financial product on behalf of another person · deal in a financial product by underwriting an issue of securities · make a market for the following financial products: foreign exchange contracts; derivatives; debentures, stocks or bonds issued or proposed to be issued by a government and/or debentures issued by any other body; carbon units; Australian carbon credit units; eligible international emissions units · operate custodial or depository services other than investor directed portfolio services

Checked Oct 28, 2026

A licence record describes what an authority published. It is not an endorsement, and Wikilix does not issue authorisations.

wikilix.com/brokers/commbank/licenses/australia-securities-and-investment-commission/234945Fields on file 11 / 11

Open CommBankAll CommBank licencesAbout ASIC
Our check
Checked

What we checked

We found this licence on the issuing authority's own register.

Wikilix check
Confirmed on the register
Authority strength
Tier 1
Jurisdiction
Australia
Last checked
Oct 28, 2026
Register says
Active

Finding

Australian financial services licence held by Commonwealth Bank of Australia. It allows advice, dealing and market making in foreign exchange contracts and derivatives, as well as deposit, payment, securities and insurance products, for retail and wholesale clients. The website gives the same number for its Australian credit licence. Client protection: Strong: conduct supervision by ASIC, and free external complaints handling through AFCA (membership 10008). Effective: 1 Dec 2003.

Exhibit

Register screenshot, captured Oct 28, 2026

Verification note

Confirmed on the ASIC register as COMMONWEALTH BANK OF AUSTRALIA (Australian financial services licence). AFSL 234945 and ACN 123 123 124 printed on the ASIC record: the AFSL is licence number 000234945 without its leading zeros, the ACN equals registration number 123123124 of COMMONWEALTH BANK OF AUSTRALIA (Australia), and the register prints that entity name exactly. The register records the licence as effective from 1 December 2003.

In detail
Updated

About this ASIC licence

What this authorisation is, what it establishes, and what it leaves open.

One Australian financial services licence, number 234945, carries advice, dealing, market making and custodial authorisations for COMMONWEALTH BANK OF AUSTRALIA, the Australian company behind the CommBank brand. The Australian Securities and Investments Commission (ASIC) lists it on its register of Australian financial services licensees, and as at this check on 28 October 2026 the register shows it as CURRENT, commenced 1 December 2003.

ASIC is the Australian government regulator that licenses financial services businesses. The licence conditions ASIC prints as at 29 November 2012 cover financial product advice, dealing in financial products, underwriting securities issues, making a market in foreign exchange contracts, derivatives, debentures, stocks or bonds and carbon and emissions units, and custodial or depository services other than investor directed portfolio services, for retail and wholesale clients.

An entry on this register records the licence and what it permits. It is not a statement about the holder's solvency or conduct, and does not by itself show that a given product falls within the conditions. The authorisation attaches to the legal entity named on the record, not automatically to every website, product or affiliate using the brand.

As at this check, the record prints the principal place of business as 'COMMONWEALTH BANK PLACE SOUTH' L 1 11 HARBOUR ST SYDNEY NSW 2000, with ABN 48 123 123 124 and ACN 123 123 124, and lists earlier futures broker, life insurance broker and securities dealer licences under Previous licences. It prints no expiry date, no telephone number and no principal website.

To confirm it, search licence number 234945 or ACN 123 123 124 on ASIC's Professional Registers Search at service.asic.gov.au and check that the result sits on the Australian financial services licensees register with a current status. The answer would change if ASIC recorded the licence as suspended, cancelled or no longer held, varied its conditions, or listed it under another entity name.

Written from what the issuing authority's own register published when we last read it. It describes a record, not the firm's conduct, and it is not advice.
The register

What the authority publishes

Printed as the register prints it. A field that is missing here is one nobody has recorded, not one the register leaves blank.

Licence number
234945
Issued to
COMMONWEALTH BANK OF AUSTRALIA
Licence type (Wikilix classification)
Market Making(MM)
Register status
Active
Effective from
Expires
No expiry shown
Permissions
provide financial product advicedeal in a financial product by issuing, applying for, acquiring, varying or disposing of a financial productdeal in a financial product by applying for, acquiring, varying or disposing of a financial product on behalf of another persondeal in a financial product by underwriting an issue of securitiesmake a market for the following financial products: foreign exchange contracts; derivatives; debentures, stocks or bonds issued or proposed to be issued by a government and/or debentures issued by any other body; carbon units; Australian carbon credit units; eligible international emissions unitsoperate custodial or depository services other than investor directed portfolio services
Registered address
'COMMONWEALTH BANK PLACE SOUTH' L 1 11 HARBOUR ST SYDNEY NSW 2000
The authority

About ASIC

Australia Securities & Investment Commission is the authority that issued this licence, and the jurisdiction it applies in is Australia.

Full name
Australia Securities & Investment Commission
Jurisdiction
Australia
Strength
Tier 1The strictest regimes: high capital requirements, segregated client money and a compensation scheme.
Established
1998
Oversight
A government or statutory body
Firms we track under it
144 firms
Regulates
Forex, Stocks, Fund, Options, Derivatives, Securities
Licences it issues
AFSL – OTC Derivatives (Principal Dealer & Agency)
Typical cost of a licence
AUD 50000-100000+
Public register
Searchable by the public
Transparency
High
Protection

What this licence protects

ASIC's own rules for the firms it authorises.

  • No compensation schemeNo mandatory insurance (but strict fund segregation)
  • Negative balance protection
  • Complaints routeAFCA
  • Maximum leverage1:28
This describes the authority's regime, not how CommBank applies it.
The holder

Who holds this licence

The licence above is recorded against CommBank. A licence is issued to a legal company, so the companies below are what you would search a corporate register for.

Broker
Commonwealth Bank of Australia
Named on the register
COMMONWEALTH BANK OF AUSTRALIA
Based in
Australia
Operating
Above 20 years
Wikilix score
33.0the firm’s overall score, not a rating of this licence

Recorded companies

The name this register printed matches COMMONWEALTH BANK OF AUSTRALIA below.

  • COMMONWEALTH BANK OF AUSTRALIAMatches the registerAustralia · Reg. 123123124 · Dec 1, 2003
  • Commonwealth Bank of Australia (Europe) N.V.Netherlands · Reg. 72946520
Provenance

Where this record came from

Every date below has already happened. We do not publish a promised next-update date, because we do not schedule per-licence re-checks.

Official source
The issuing authority’s registerPublished by the authority, not by Wikilix.
Last checked by Wikilix
Record last edited
When this entry was last changed in our database, which may be a correction rather than a change at the register.
Evidence held
A screenshot of the register entry is on file.
Wikilix records what an authority published. It does not issue or endorse authorisations.
Also on record

Other licences CommBank holds

3 other licences are on record for CommBank.

Frequently Asked Questions

Questions about this licence

Answered from this register entry and the authority’s own record.

Most Popular Questions

Its Amsterdam subsidiary is: Commonwealth Bank of Australia (Europe) N.V. holds a banking licence from De Nederlandsche Bank (DNB) under relation number R161193, effective since 2 December 2020 and confirmed on DNB's register on 28 October 2026. That company serves wholesale and institutional clients in Europe, not retail investors. Two of CommBank's investing accounts, CommSec Australian Shares and Everyday Investing, require an Australian residential address.

Call 1800 805 605 from Australia or +61 2 9687 0756 from overseas, between 8am and 6pm Sydney time on weekdays, use the online complaint form after logging on to NetBank, visit a branch, or write to CBA Group Customer Relations, Reply Paid 41, Sydney NSW 2001. CommBank publishes no email address for complaints.

Yes. Commonwealth Securities Limited (CommSec, ABN 60 067 254 399), which provides CommSec Australian Shares, is a wholly owned but non-guaranteed subsidiary of Commonwealth Bank of Australia, so the bank does not guarantee it. CommSec holds its own Australian financial services licence, AFSL 238814, which was confirmed on ASIC's register on 28 October 2026. It also has its own app and website, which offer other account types, more detailed market research and advanced trading tools; the CommSec app uses the same NetBank ID as the CommBank app.

CommSec Australian Shares is open to people aged 18 or over who are in Australia with an Australian residential and postal address, and applicants verify their identity and give an email address, a mobile number and their tax residency details. Everyday Investing requires an age of 18 or over, an Australian residential address and an eligible linked CommBank account, and CommSec Pocket needs an eligible CommBank bank account to fund and settle trades.

Share trades settle from a Commonwealth Direct Investment Account (CDIA), which you fund by transferring money from another CommBank account in the app, instantly and free, or from another bank using the CDIA's BSB and account number. Purchases are debited two business days after the trade and sale proceeds are credited after settlement; Pocket trades are paid from a linked eligible CommBank account, and Everyday Investing withdrawals are typically available in two business days. First-time and some other transfers can be held for 24 hours.

Online trades with CommSec Australian Shares in the CommBank app cost A$5 up to A$1,000, A$10 up to A$3,000, A$19.95 up to A$10,000, A$29.95 up to A$25,000 and 0.12% above A$25,000, when the trade is CHESS sponsored with CommSec and settled to a Commonwealth Direct Investment Account; trades settled to another institution's account or placed by phone cost more. CommSec Pocket charges A$2 per trade up to A$1,000 and 0.20% above, but a limited-time offer removes brokerage on Pocket trades executed until 31 March 2027. The share trading account has no monthly or ongoing account fees.

Not as an investing account: CommBank's three investing options, CommSec Australian Shares, CommSec Pocket and Everyday Investing, cover shares, ETFs and managed funds, and none of them is a forex or CFD account. The bank does issue foreign exchange products, including spot and forward FX transactions, foreign currency accounts and the Travel Money Card.

CommBank offers more than 2,000 ASX-listed shares and ETFs through CommSec Australian Shares, 10 themed ETFs through CommSec Pocket and four diversified managed funds through Everyday Investing, all in the CommBank app. None of these is a forex or CFD account. Other CommSec account types are available through the CommSec app and website.

CommBank offers messaging in the CommBank app 24/7, answered by the Ceba virtual assistant and messaging specialists, and a personal banking line, 13 2221, open from 8am to 8pm AEST seven days a week, with lost or stolen cards and fraud handled at any time. From overseas, +61 2 9999 3283 is available 24/7. CommSec share trading enquiries go to 13 1519 (+61 2 9115 1417 from overseas), Monday to Friday from 8am to 6pm Sydney time. No general support email address is published.

CommBank sets minimum investment amounts rather than a minimum deposit: with CommSec Australian Shares the first trade in any investment must be at least A$500, and later trades in the same investment at least A$100. CommSec Pocket ETFs start from A$50 per trade and Everyday Investing from A$2 per investment. Opening the share trading account is free, and the Commonwealth Direct Investment Account that settles trades has no minimum balance when opened through CommSec.

No leverage figure is published for any CommBank investing account, and none of them is a forex or CFD account. Investors who want to borrow to invest can apply for a CommSec Margin Loan secured on their portfolio; its page explains gearing, margin calls and lending ratios that can be reduced, but publishes no maximum lending ratio.

CommBank's own platform is the CommBank app for iPhone (iOS 15.0 or later) and Android (8.0 or later), where Australian shares can be traded directly and Pocket ETFs and Everyday Investing are managed. For other CommSec account types, more detailed market research and advanced trading tools, the bank points to the CommSec app, which uses the same NetBank ID, and the CommSec website. CommSec Pocket also has its own app.

Commonwealth Bank of Australia is regulated in Australia: it holds Australian financial services licence 234945 from ASIC, the Australian Securities and Investments Commission, and APRA, the Australian Prudential Regulation Authority, lists it as an authorised deposit-taking institution. Both were confirmed on the regulators' registers on 28 October 2026, as was AFSL 238814, held by its share trading subsidiary Commonwealth Securities Limited (CommSec). Regulation does not make investing risk-free: the Financial Claims Scheme guarantees eligible deposits up to A$250,000 per account holder, but shares, ETFs and managed funds are not covered and can fall in value.

Licence 234945 was issued by Australia Securities & Investment Commission (ASIC), the financial authority for Australia.
CommBank holds this ASIC licence. A licence on record means the authority published an entry; it is not an endorsement.
We located this entry on the ASIC register. Note that confirming a register ENTRY is not the same as confirming a live licence — the register’s own wording on this page is what states its current standing.
The ASIC register prints it under COMMONWEALTH BANK OF AUSTRALIA, not CommBank. Licences are often held by a subsidiary rather than the trading brand, which is why searching a register for the brand alone can return nothing.
Wikilix rates ASIC tier 1 — the strictest band, with high capital requirements, segregated client money and a compensation scheme.
This page links straight to the ASIC register. Search it for 234945, and for the name COMMONWEALTH BANK OF AUSTRALIA rather than the trading brand.
CommBank has 3 other licences on record with Wikilix, across 2 jurisdictions. They are listed further down this page.
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