OANDA TMS Brokers

OANDA TMS Brokers S.A. is a Polish investment firm (dom maklerski) trading as OANDA TMS from Warsaw UNIT, Rondo Daszynskiego 1, 00-843 Warszawa. The company is entered on the Polish National Court Register under KRS 0000204776 with NIP 5262759131 and share capital of 3,537,560 PLN fully paid, and has been on the register since 21 April 2004. It states on its own site that it has been supervised by the Komisja Nadzoru Finansowego since an authorisation dated 26 April 2004 (reference KPWiG-4021-54-1/2004), and that it takes part in the compensation scheme administered by Krajowy Depozyt Papierow Wartosciowych S.A. Since March 2021 the firm has been wholly owned by OANDA Global Corporation, and the site is now branded accordingly.

What they offer. The core product is a leveraged CFD account covering more than 1,700 instruments: roughly 70 CFDs on forex, indices and commodities, over 1,600 share CFDs, 13 cryptocurrency CFDs and around 40 ETF CFDs. A separate cash brokerage account gives access to physical shares and ETFs on the Warsaw exchange and foreign markets. Retail leverage is capped at 1:30, in line with the European rules the firm operates under. Spreads are variable and quoted live on the site; the firm advertises no commission and no daily financing cost on CFDs on US and major German indices and on oil and gas, and a 0 PLN minimum commission for opening share and ETF CFD positions.

Accounts. Three CFD tiers are published, separated by account balance rather than by a hard entry fee: Standard below 10,000 PLN, Premium between 10,000 and 50,000 PLN, and Elite above 50,000 PLN. Premium and Elite receive spreads up to 30% lower and an included TradingView plan (Essential and Plus respectively) for up to 12 months, plus a named account manager at the top tier. Free cash earns interest of 6%, 6.5% or 7% a year by tier for the first three months and 0.5% thereafter, on balances up to 100,000 PLN. Professional and experienced-client classifications are offered separately, and a demo account with 50,000 PLN of virtual funds is available.

Platforms and funding. Clients trade through the firm's own OANDA TMS mobile application, MetaTrader 5 (desktop, web and mobile, with an installer published by the broker) and TradingView. Deposits are handled by Polish channels: Visa and Mastercard cards with no fee up to a 250,000 PLN limit, bank transfer with no fee in PLN, USD or EUR, mBank transfer and Autopay with no fee (2% for mBank and Place z Orange through Autopay), and Przelewy24 at 2%. Support runs Monday to Friday 08:00 to 18:00 from Warsaw by phone and email, with a help centre and chatbot.

Who it suits, and the caveats. This is a mainstream, onshore-regulated European broker and it suits Polish and EU retail clients who want a supervised counterparty, a broad instrument list and a familiar platform set rather than high leverage. The honest caveats: the firm's own risk warning states that 76% of retail investor accounts lose money trading CFDs with it, leverage is limited to 1:30 so it is unsuitable for anyone chasing offshore leverage, most documentation and support is in Polish, funding channels are almost entirely Polish and quoted in PLN, and the published account tiers are gated by balance so the better spreads and TradingView plans need real capital. WIKILIX could not confirm the authorisation against the supervisor's own public register in this review, so the licence details above rest on the firm's own published legal information and on the corporate record.