Fair
50 out of 100 · 91% checked
Our investigation rated it high risk and could not verify it, and our investigation found it is high risk and could not be verified.
Capped at 50 · High risk, unverified
We checked STP Trading on 2026-10-24 across its company record, client terms, trading offer and service, and could verify 91% of its record. The score was held at 50 because our investigation rated it high risk and could not verify it. What would move the score: all-in eurusd cost, instrument breadth, wikilix community. Our published investigation found it is high risk and could not be verified, with 6.8 years of track record. Its client terms carry high risk, with 9 critical clauses. Trading EURUSD costs about 0.4 pips all-in, spread and commission together.
Score last calculated 2026/10/24
Wikilix independent safety report
STP Trading is not a proven scam, but we rate it high risk at 57%. It is a real, working brokerage with a genuine offshore licence in its own name, and we found no regulator warning and no fraud-rela…
Risk scorecard · each area scored 0 (clean) to 10 (worst)
What Wikilix has recorded about STP Trading: its history, the licences it holds, its trading conditions and its fees.
STP Trading is an online forex and CFD broker that trades under the Saint Lucia company STP Trading Ltd. It is a single platform broker built around MetaTrader 5, with variable spreads averaging around 0.4 pips, leverage up to 1:300 and a per lot commission on most account tiers. Deposits start from $10, and accounts are opened and funded through a separate client portal at . The broker does not accept clients from fifteen jurisdictions, among them the United Kingdom, the United States, Canada and Japan.
The group behind the brand is spread across several jurisdictions, and the company a client contracts with is not the company that holds either of the licences on record. That structure is the most important thing to understand before funding an account.
STP Trading's regulatory footing is offshore only. Two authorisations sit within the group, and neither is held by the Saint Lucia entity that clients contract with.
STP Trading Ltd, the Saint Lucia company clients contract with, holds company registration 2023-00081. A company registration proves that a company exists. It is not financial regulation and it confers no supervision of client money.
Not by any major onshore authority. STP Trading holds no licence from a tier one regulator such as the FCA, ASIC or CySEC, and the two authorisations within its group are both offshore: one from a Comoros company registrar, and one a global business category licence that does not cover retail forex dealing. Traders who need the protections of an onshore regime, including segregated client money rules and access to a statutory compensation scheme, will not find them here.
Four companies appear in STP Trading's corporate record and they do different jobs. STP Trading Ltd is registered in Saint Lucia and is the contracting entity. STP Global Ltd, registered in the Comoros, holds the MISA licence. STP Trading (mu) Ltd holds the Global Business licence. STP Securities Ltd also sits within the group. The registered address on file is Ground Floor, The Sotheby Building, Rodney Bay, Saint Lucia.
The practical consequence is that the licences the brand relies on are held by companies other than the one signing the client agreement, so whatever supervision those licences imply does not reach the account relationship itself.
STP Trading should be treated as a higher risk offshore broker. That rests on three things: the contracting entity holds a company registration rather than a financial licence, the group's only forex specific authorisation comes from a registrar that runs no compensation scheme and offers no fund recovery route, and both licences sit with companies other than the one clients contract with. Regulation is never proof of safety on its own, and here the regulation that does exist does not attach to the client relationship.
Set against that, the broker publishes its account terms, costs and funding limits openly, runs a single well understood platform, and staffs support in eight languages around the clock. Anyone who proceeds should confirm which entity the account agreement names, read the withdrawal and bonus terms in full, and treat position sizing at 1:300 leverage with matching caution.
Five account types are offered, all running on MetaTrader 5 and all capped at 1:300 leverage apart from the negotiated Corporate tier. Standard opens from $10 and charges $6 per lot. Zero requires $1,000 and charges $5 per lot. Zero Prime requires $3,000 and carries the lowest commission at $3.5 per lot. The Islamic account is swap free, opens from $10 and charges no commission, pricing its costs into the spread instead. The Corporate account requires $200,000 and its terms are negotiated individually.
Spreads are variable and average around 0.4 pips, with the tighter pricing reserved for the higher minimum tiers. Commission runs from $6 per lot on Standard down to $3.5 per lot on Zero Prime, and the swap free Islamic account is charged none at all. Deposits carry no broker commission, while withdrawal costs depend on the method used. Overnight swap charges apply on every account except the Islamic tier.
Maximum leverage is 1:300 and it applies across the retail account tiers. There is no lower retail cap of the kind onshore regulators impose, so the full 1:300 is available and the risk of rapid loss is correspondingly higher.
MetaTrader 5 is the only trading platform offered. It runs as a desktop application on Windows and macOS, as a mobile app on iOS and Android, and in the browser, so the platform choice is narrow but the device coverage is complete. Traders who specifically want MetaTrader 4 or cTrader will not find them here.
Funding is available by credit and debit card, cryptocurrency and bank wire. Card and crypto deposits start at $10 and are credited close to instantly, with card activity capped at $20,000 per calendar month and card verification required before the first deposit. Bank wires start at $50, are capped at $50,000, and settle in one to three business days domestically or up to five days internationally.
Two conditions apply to funding. Withdrawals must return to the same wallet or account the deposit came from, and the broker does not accept payment from third parties, so the name on the originating account has to match the trading account.
Support runs 24 hours a day, seven days a week, through live chat, telephone on +44 121 288 7600, WhatsApp and Telegram. General enquiries go to info@stptrading.io and complaints to complaint@stptrading.io. Eight languages are covered: English, Arabic, Russian, Turkish, Persian, Kurdish, Urdu and Pashto.
Strengths:
Limitations:
STP Trading is a low cost, MetaTrader 5 only broker with a straightforward funding menu and responsive multilingual support, operating on an offshore footing that carries little formal protection. The published terms are clear. What a prospective client accepts in exchange is the absence of onshore supervision and a corporate structure in which the licences and the client agreement sit with different companies. The most useful step before depositing is to confirm in the account agreement which entity is taking the money, and to size that first deposit as though there is no compensation scheme standing behind it, because there is not.
12 full-page captures of STP Trading's own site, archived so what they said can still be read after the pages change.
We have not confirmed any regulation for STP Trading. Money deposited with an unregulated broker is protected only by the company itself.
Trading with an unregulated broker puts your deposit at risk.
We have not confirmed any regulation for STP Trading. An unregulated broker is not supervised by a financial authority, and money you deposit is protected only by the company itself.
What this means for you
5 account types on record. Minimum deposit from USD 10. Leverage up to 1:300.
| Account | Min Deposit | Max Leverage | Commission |
|---|---|---|---|
| StandardStandard | USD 10 | 1:300 | $6 commission |
| ZeroZero · ECN | USD 1,000 | 1:300 | $5 commission |
| Zero PrimeZero · ECN | USD 3,000 | 1:300 | From $3.5 commission |
| IslamicIslamic · Swap-Free | USD 10 | 1:300 | No commission |
| CorporateCorporate | USD 200,000 | Not recorded | Negotiated |
Where STP Trading says it will and won't take clients
Confirmed blocked
Named in the broker's own terms
Covered by a parent block
Territories a blocked country carries with it
4 ways to fund an account. 3 with no deposit fee. 2 credit instantly.
| Method | Deposit fee | Withdrawal fee | Min deposit | Withdrawal min / max | Processing |
|---|---|---|---|---|---|
Credit/Debit Cards (Visa, Mastercard)Credit CardAvailable globally, subject to card issuer approval. Verification of card required before deposit. | Free | Free | USD 10 | USD 10USD 20,000 | Instant |
Cryptocurrencies (Bitcoin, Ethereum, Tether)CryptocurrencyAvailable globally, subject to cryptocurrency network conditions. | Free | Free | USD 10 | USD 10Not recorded | Instant |
Bank WireWire TransferEnsure originating account name matches STP Trading account. Available globally, subject to bank processing times. | Free | Free | USD 50 | USD 50USD 50,000 | Up to 3 days |
Third-Party PaymentsOtherEnsure the name on the originating account matches the STP Trading account. | Not recorded | Not recorded | Not recorded | Not recordedNot recorded | Not recorded |
One trading platform on record: MetaTrader 5.
MetaTrader 5 is the broker's main trading platform, offered as native Windows, macOS, iOS and Android terminals alongside browser-based WebTrader access. Every account tier trades on it.
6 domains on record. 5 active.
4 legal entities behind the STP Trading brand.
STP Trading names STP Trading Ltd as the operating company. We could not confirm that registration on the registry.
3 other brokers on the record share what STP Trading offers — its country, regulator, account types or platforms — set beside it on the same measures.
Common questions about STP Trading
STP Trading accepts credit and debit cards, cryptocurrency and bank wire.
Card and crypto deposits start at $10 and are credited close to instantly, with cards capped at $20,000 per calendar month and requiring card verification first. Bank wires start at $50, are capped at $50,000, and take one to three business days domestically or up to five days internationally. Withdrawals must return to the original payment source, crypto withdrawals must go back to the depositing wallet, and payments from third parties are not accepted.
Trading costs at STP Trading combine a variable spread averaging around 0.4 pips with a per lot commission that depends on the account tier.
Commission is $6 per lot on Standard, $5 on Zero and from $3.5 on Zero Prime, while the swap free Islamic account is charged no commission and prices its costs into the spread. Deposits carry no broker commission; withdrawal costs depend on the method used, and overnight swap charges apply on every account except the Islamic tier.
STP Trading offers five account types, all trading on MetaTrader 5: Standard, Zero, Zero Prime, Islamic and Corporate.
Standard opens from $10 and charges $6 per lot, Zero from $1,000 at $5 per lot, and Zero Prime from $3,000 at the lowest rate of $3.5 per lot. The Islamic account is swap free, opens from $10 and charges no commission. The Corporate account requires $200,000 and its terms are negotiated.
STP Trading supports AED, USD, GBP and EUR for both deposits and withdrawals.
Withdrawals are returned to the original payment source, and the broker states it does not accept third party payments, including from family members. An account's currency cannot be changed once it has been set.
Yes. STP Trading offers swap-free accounts that are exempt from swaps on currency majors, minors and precious metals.
The broker warns that some charges can still apply on exotic currency pairs, rolling indices and commodities, and that a fixed commission of $10 per lot applies to products with a fixed expiry such as futures CFDs. A swap-free and a swap-enabled account cannot be held open at the same time.
Yes. STP Trading offers a free demo account funded with $10,000 in simulated money, so the platform and a strategy can be tested on live markets without risking capital.
Demo accounts expire after 90 days of inactivity, and up to three can be held through the client portal.
STP Trading describes itself as a trading name of STP Trading Ltd and STP Global Ltd, with STP Trading Ltd registered in Saint Lucia under number 2023-00081. Its help centre also calls it the offshore entity of a group it names STP Securities Ltd, and a separate footer line refers to a Mauritius company, STP Trading (mu) Ltd.
Several different company names therefore appear across the broker's own pages, and WIKILIX has not confirmed any of them against a corporate registry. Anyone depositing should be clear which entity their contract is with.
STP Trading does not accept clients from fifteen jurisdictions: Canada, Japan, Sudan, North Korea, the United Arab Emirates, the United Kingdom and the United States, which its own site names in a standing disclaimer, plus Afghanistan, Belarus, Russia, Iran and Iraq under its , and Turkey, Indonesia and Sri Lanka, which its registration process turns away.
US dependent territories including Puerto Rico, Guam, American Samoa, the Northern Mariana Islands and the US Virgin Islands fall under the United States block. The broker also reserves its position more broadly, saying its services may not be available in other jurisdictions.
STP Trading publishes a dedicated complaints address, complaint@stptrading.io, separately from its general support email.
Because the broker operates offshore and no onshore regulator supervision is claimed, there is no independent ombudsman or statutory compensation scheme identified on the site to escalate to if the broker's own answer does not resolve the matter. Keep your own records of correspondence and of every transaction.
The broker's contact page states working hours of 24 hours a day, 7 days a week for its live chat, its telephone line and both of its email addresses.
That claim is not made consistently across the site. In its help centre STP Trading instead describes providing customer support 24/5, so anyone relying on weekend cover should confirm it before depositing.
Support is advertised in English, Arabic, Russian, Turkish, Persian, Kurdish, Urdu and Pashto. No average response time or response time guarantee is published.
STP Trading says withdrawal requests are processed daily by its team. A request submitted before 12:00 GMT on a business day may be processed the same day, and anything received after that time is handled on what the broker calls a best endeavours basis.
Withdrawals are requested from the broker's client portal rather than by email. The broker does not publish a guaranteed settlement time, so the arrival of funds also depends on the payment route used.
STP Trading offers forex, indices, shares, commodities, cryptocurrencies, and futures and ETF contracts for difference, all traded on MetaTrader 5.
Its help centre puts the forex range at over 60 major, minor and exotic pairs, and names index CFDs including the US500, UK100, AUS200, FRA40, NAS100 and GER40, alongside gold and silver among precious metals.
Counts for the remaining asset classes are not published, so the full instrument list is only visible in the platform once an account is open.
STP Trading publishes live chat, telephone, email and messaging support on its .
The channels are live chat, telephone on +44 121 288 7600, general email at info@stptrading.io and a separate complaints address at complaint@stptrading.io, plus Telegram and WhatsApp support. A third address, connect@stptrading.io, appears in the help centre for general and corporate account enquiries.
Working hours are given as 24 hours a day, 7 days a week on the contact page, although the help centre describes support as 24/5.
The lowest minimum deposit at STP Trading is $10, which opens the Standard and Islamic accounts, and the maximum leverage is 1:300.
The higher tiers cost more to enter: Zero requires $1,000, Zero Prime $3,000 and the Corporate account $200,000. The 1:300 cap applies across the retail tiers, with no lower limit of the kind onshore regulators impose, so position sizing deserves care.
STP Trading offers MetaTrader 5 as its trading platform.
Its help centre describes MT5 access on mobile, tablet and laptop, with customisable charts and Expert Advisor tools for automated trading, and states that third party Expert Advisors and virtual private servers are permitted.
Platform access is arranged through the broker's client portal once an account is verified. The help centre names no other trading platform.
STP Trading is regulated offshore only, and neither licence on record is held by the company clients contract with.
STP Global Ltd holds licence T2023280 from the Moroni International Services Authority in the Comoros, confirmed on that authority's register but with a recorded term that ran to 24 May 2025, so its current standing is unclear. STP Trading (mu) Ltd holds Global Business licence GB26206302, a corporate category authorisation for securities trading rather than the investment dealer licence a retail forex broker normally needs, while the contracting company, STP Trading Ltd, holds only Saint Lucia company registration 2023-00081, which is not financial regulation. With no onshore licence and no compensation scheme, there is no external route to recover funds.
Comments
Share your thoughts and experiences with STP Trading