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FTUK

  • United States
  • Since 2021

FTUK sells 26 funded-account plans in 6 programmes, from $5K to $150K, paying traders 50 – 100% of their profits. Trading runs on MetaTrader 5.

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Does FTUK pay out?

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68
Payout risk
High riskConfidence: medium6 evidenced payouts
2.5/5Trust rating 2.5 out of 5

Yes, FTUK pays some traders, and quickly. The problem is that it also refuses a large number of winning accounts on rules it applies at the payout gate, and its own terms explicitly permit cutting a…

The firm
Updated

FTUK at a glance

FTUK is a proprietary trading firm based in United States, in business since 2021.

Account sizes on sale
$5K – $150K
Profit split to the trader
50 – 100%
programmes, across 26 plans
6
Cheapest plan
$9

On the record

Based in
United States
Founded
2021
Platforms
MetaTrader 5
Instrument types
Cfd and Futures
Website
ftuk.com
Evidence last checked

Pay for a plan with

  • Credit/Debit Card
  • Crypto

Get paid by

  • Riseworks
  • Crypto
  • Bank Transfer
Recorded by Wikilix from FTUK’s published terms and re-checked periodically.
Programme ledger

What FTUK sells

26 plans in 6 programmes: 8 instant-funding accounts, 13 one-step evaluations, and 5 two-step evaluations.

6 programmes
Highest split · Instant SIM Funding (Futures)
100%
Most drawdown room · One Step Challenge
8%
Fewest minimum days · Instant Funding
0
Highest leverage · Two Step Challenge
1:100
  • Instant fundingInstant FundingInstant funding5 sizes$5K – $100K6% max drawdown5% daily lossno minimum days50%profit split

    The rules

    Max drawdown
    6% · Trailing
    Daily loss limit
    5%
    Minimum trading days
    0
    Max leverage
    1:30
    Payout schedule
    On demand
    Fee refunded on passing
    No

    On this programme

    • News tradingAllowed
    • Copy tradingNot allowed
    • Weekend holdingAllowed
    • Overnight holdingAllowed
    • Stop lossNot required

    Account sizes

    • $5K
    • $10K
    • $25K
    • $50K
    • $100K

    Per-size prices are published on the firm’s site, not on this record.

  • Instant fundingInstant SIM Funding (Futures)Instant funding3 sizes$50K – $150K3.33% – 4% max drawdown2.5% daily lossno minimum days100%profit split

    The rules

    Max drawdown
    3.33% – 4% · Trailing, locked at end of day
    Daily loss limit
    2.5%
    Minimum trading days
    0
    Payout schedule
    On demand
    Fee refunded on passing
    No

    On this programme

    • News tradingAllowed
    • Copy tradingNot allowed

    Account sizes

    • $50K
    • $100K
    • $150K

    Per-size prices are published on the firm’s site, not on this record.

  • 1-stepFlex Challenge1-step5 sizes$5K – $100K4% target6% max drawdown5% daily loss1 min day80%profit split

    The rules

    Phase 1 target
    4%
    Max drawdown
    6% · Trailing
    Daily loss limit
    5%
    Minimum trading days
    1
    Payout schedule
    On demand
    Fee refunded on passing
    No

    On this programme

    • News tradingAllowed
    • Copy tradingNot allowed
    • Weekend holdingAllowed
    • Overnight holdingAllowed
    • Stop lossNot required

    Account sizes

    • $5K
    • $10K
    • $25K
    • $50K
    • $100K

    Per-size prices are published on the firm’s site, not on this record.

  • 1-stepOne Step Challenge1-step5 sizesFee refunded$5K – $100K10% target8% max drawdown4% daily loss4 min days50%profit split

    The rules

    Phase 1 target
    10%
    Max drawdown
    8% · Trailing
    Daily loss limit
    4%
    Minimum trading days
    4
    Max leverage
    1:50
    Payout schedule
    Bi-weekly
    Fee refunded on passing
    Yes

    On this programme

    • News tradingAllowed
    • Copy tradingNot allowed
    • Weekend holdingAllowed
    • Overnight holdingAllowed
    • Stop lossNot required

    Account sizes

    • $5K
    • $10K
    • $25K
    • $50K
    • $100K

    Per-size prices are published on the firm’s site, not on this record.

  • 1-stepOne Step SIM (Futures)1-step3 sizes$50K – $150K6% target3.33% – 4% max drawdown2.5% daily loss1 min day100%profit split

    The rules

    Phase 1 target
    6%
    Max drawdown
    3.33% – 4% · Trailing, locked at end of day
    Daily loss limit
    2.5%
    Minimum trading days
    1
    Fee refunded on passing
    No

    On this programme

    • News tradingAllowed
    • Copy tradingNot allowed

    Account sizes

    • $50K
    • $100K
    • $150K

    Per-size prices are published on the firm’s site, not on this record.

  • 2-stepTwo Step Challenge2-step5 sizesFee refunded$5K – $100K8% target8% max drawdown5% daily loss3 min days80%profit split

    The rules

    Phase 1 target
    8%
    Phase 2 target
    6%
    Max drawdown
    8% · Static
    Daily loss limit
    5%
    Minimum trading days
    3
    Max leverage
    1:100
    Payout schedule
    Bi-weekly
    Fee refunded on passing
    Yes

    On this programme

    • News tradingAllowed
    • Copy tradingNot allowed
    • Weekend holdingAllowed
    • Overnight holdingAllowed
    • Stop lossNot required

    Account sizes

    • $5K
    • $10K
    • $25K
    • $50K
    • $100K

    Per-size prices are published on the firm’s site, not on this record.

Compare all 6 programmes side by side
ProgrammeTypeSizesSplitTargetMax drawdownDaily lossMin daysLeverageFee refund
Instant FundingInstant funding$5K – $100K50%Not recorded6%5%01:30No
Instant SIM Funding (Futures)Instant funding$50K – $150K100%Not recorded3.33% – 4%2.5%0Not recordedNo
Flex Challenge1-step$5K – $100K80%4%6%5%1Not recordedNo
One Step Challenge1-step$5K – $100K50%10%8%4%41:50Yes
One Step SIM (Futures)1-step$50K – $150K100%6%3.33% – 4%2.5%1Not recordedNo
Two Step Challenge2-step$5K – $100K80%8%8%5%31:100Yes
Rules as recorded by Wikilix from FTUK’s published terms. A rule that differs between sizes prints as a range; per-size prices are on the firm’s site.
Leverage

Leverage by market

Leverage runs from 1:30 on FX to 1:100 on FX, depending on the programme.

MarketInstant1-step2-step
FX1:301:501:100
Payouts

How FTUK pays

Traders keep 50 – 100% of their profits, paid out by Riseworks, Crypto, and Bank Transfer.

Profit split
50 – 100%
Payout methods
3
Plans refunding the fee
10 of 26
Payout schedules stated
2

Paid out by

  • Riseworks
  • Crypto
  • Bank Transfer

Payout schedules, in the firm’s words

  • On demand

    Instant Funding, Instant SIM Funding (Futures), and Flex Challenge

  • Bi-weekly

    One Step Challenge and Two Step Challenge

Split and schedule, programme by programme

ProgrammeSplitPayout scheduleFee refund
Instant FundingInstant funding50%On demandNo
Instant SIM Funding (Futures)Instant funding100%On demandNo
Flex Challenge1-step80%On demandNo
One Step Challenge1-step50%Bi-weeklyYes
One Step SIM (Futures)1-step100%Not statedNo
Two Step Challenge2-step80%Bi-weeklyYes

Payout policy

How and when a funded FTUK trader can take money out depends on which program the account came from.

  • Instant Funding and Flex Challenge: payouts are requested on demand rather than on a fixed cycle. FTUK reports an average payout processing time of around 60 minutes.
  • One Step and Two Step: funded accounts pay on a bi-weekly cycle. A faster weekly cycle, and an on demand option, are sold separately as add-ons.
  • Futures programs: the Instant SIM Funding account pays on demand with same day withdrawals. On the One Step SIM subscription, payouts on demand are an optional extra.

Processing. Payouts are handled through Rise. Traders create and verify a Rise account first, then withdraw to either a bank account or a cryptocurrency wallet. USDT payouts can be requested. Requests are normally processed within 24 to 48 working hours, and longer at busy periods.

Minimum. The smallest amount FTUK will pay out is $250, measured on the trader's profit share rather than the gross profit sitting in the account.

Split. Forex funded accounts start at the profit share published for the program and rise through the scaling levels to a maximum of 80%. Futures accounts keep 100% of the first $15,000 of profit.

What reduces or voids a payout. Trading practices that breach the program rules can cut a payout by between 0% and 50%. Where FTUK identifies prohibited trading, such as arbitrage, copy trading across accounts or the use of account passing services, the profit share is reduced to 0% and the account is closed. Evaluation activity is reviewed before a funded account is issued, so prohibited trading found during an evaluation stops the funded account being granted.

Fees. On the One Step and Two Step programs the evaluation fee is returned with the trader's first Level 2 payout. Program fees are otherwise non-refundable.

Markets

What you can trade

7 asset classes, traded as CFDs and Futures.

7 asset classes

Asset classes

  • FX
  • Indices
  • Metals
  • Energy
  • Other Commodities
  • Crypto
  • Futures

Instrument types

  • CFDs
  • Futures
Trading rules

What FTUK lets you do

Across all 26 plans, as recorded programme by programme.

  • News tradingAllowed on every plan
  • Copy tradingNot allowed on any plan
  • Weekend holdingAllowed on every plan
  • Overnight holdingAllowed on every plan
  • Stop lossNot required on any plan

FTUK runs its evaluations and funded accounts in a simulated trading environment and keeps the in-trade restrictions light. The rules below apply across the Forex and Futures programs unless a plan states otherwise.

  • News trading: permitted. The Flex Challenge, Instant Funding and the Futures programs advertise unrestricted trading through high impact releases. On the One Step and Two Step evaluations, full news access during the evaluation phase is also sold as an optional paid add-on, so check the plan page before relying on it.
  • Weekend holding: allowed. Positions may be carried across the weekend to support swing and position strategies.
  • Overnight holding: allowed, with no restriction on how long a position stays open.
  • Stop losses: not required. No mandatory stop loss is imposed on any Forex program.
  • Lot sizes: no maximum lot size is applied.
  • Time limits: none. No program carries a maximum number of trading days.
  • Copy trading and hedging across accounts: prohibited. Replicating trades or strategies between different user accounts, and hedging one account against another, will end participation in the program.
  • Strategy: traders are expected to trade their own strategy under real market conditions rather than rely on signals, bots or third party software. Account passing services are not permitted.
  • Arbitrage and platform exploitation: prohibited. This covers exploiting pricing errors or platform delays, front running trades executed elsewhere, and any method that would put the trading relationship or the platform at risk.
  • Access: the trading IP must come from the same region as the billing address. Using multiple IP addresses across countries, or masking them, is not allowed.

Futures accounts run on exchange traded CME contracts and are additionally limited by a maximum open position count in E-mini and E-micro contracts, which rises as account equity grows.

Consistency

Consistency rules

FTUK applies a 20% consistency rule to trading profit.

The rule measures your single biggest winning day against the total profit on the account. That best day must stay below 20% of the account's total profit, so a result built from one outsized session rather than steady performance will not qualify. FTUK publishes a consistency calculator on its own site that takes the biggest winning day and the total account profit and returns whether the account is inside the rule.

The requirement is tied to withdrawals rather than to the drawdown limits, so an account can be within its daily and maximum loss limits and still fail consistency. Traders on the Instant Funding program in particular are told to keep under the 20% threshold to keep payouts on demand available.

Firm rules

Firm rules

Alongside the drawdown and profit target figures published for each plan, FTUK applies a set of account level conditions that can end a program.

  • One account per level. Traders are limited to one active account per audition level unless FTUK gives prior written approval.
  • The account is personal. Login details may not be shared, the buyer must be the registered card holder, and the buyer must be the only person trading the account. Buying an account for someone else, or having a third party buy one for you, is not permitted.
  • Age. Traders must be at least 18 and over the age of majority where they live.
  • No licence needed. FTUK does not ask for a trading qualification. A funded trader acts as a sub-contractor managing an FTUK account.
  • Simulated environment. Every account, evaluation and funded alike, runs in simulation. No live market execution takes place, and fees paid are service fees rather than deposits or trading capital.
  • Fees are non-refundable. If a trader leaves the program, or FTUK ends it for a rules breach, no refund is given. This is separate from the One Step and Two Step evaluation fee, which is returned with the first Level 2 payout on a successful account.
  • Platform changes. If a chosen trading platform becomes unavailable for reasons outside FTUK's control, the trader is moved to another supported platform at no cost. Trading history and accrued profit do not carry across, and a positive balance is reset to the starting balance for that trading level.
  • Availability. Services are not offered to residents of the United States or the United Arab Emirates, nor to anyone subject to applicable sanctions. MetaTrader 5 in particular is not available to traders in the United States.

Accounts can be reset rather than replaced. FTUK sells reset products for its evaluation programs, and a free retake is available as a paid add-on at purchase.

Restricted countries

Where FTUK does not take traders

Residents of 10 countries cannot open an account with FTUK.

10 countries
  • Iran
  • Libya
  • North Korea
  • Somalia
  • South Sudan
  • Sudan
  • Syria
  • United Arab Emirates
  • United States
  • Yemen
As published by FTUK. A country not listed here is not thereby accepted — check the firm’s own terms.
Worth comparing

Prop firms worth comparing

4 firms from the Wikilix directory set beside FTUK: the same country, the same kind of funding, a comparable split, or the best rated on the record.

4 firms
Figures as recorded on the Wikilix directory. A dash means the firm has not published that figure.

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