Wikilix
Prop firm record
iFunds logo

iFunds

  • Saint Lucia
  • Since 2024

iFunds sells 9 funded-account plans in 9 programmes, from $2.5K to $500K, paying traders 50% of their profits. Trading runs on MetaTrader 5.

Visit websiteRead the trust review

Does iFunds pay out?

Read the full review
46
Payout risk
Mixed signalsConfidence: high16 evidenced payouts
3.0/5Trust rating 3 out of 5

Yes, iFunds demonstrably pays, and we confirmed it on the blockchain rather than taking the firm's word for it. The concern is not whether money has left but what the terms let the firm do to a winni…

The firm
Updated

iFunds at a glance

iFunds is a proprietary trading firm based in Saint Lucia, in business since 2024.

Account sizes on sale
$2.5K – $500K
Profit split to the trader
50%
programmes, across 9 plans
9
Cheapest plan
$250

On the record

Based in
Saint Lucia
Founded
2024
Platforms
MetaTrader 5
Instrument types
Cfd
Website
ifunds.io
Evidence last checked

Pay for a plan with

  • VISA
  • Mastercard
  • Crypto
  • SEPA
  • Korapay
  • Pix
  • Bank Transfer

Get paid by

  • Crypto
Recorded by Wikilix from iFunds’s published terms and re-checked periodically.
Programme ledger

What iFunds sells

9 plans in 9 programmes: 9 instant-funding accounts.

9 programmes
Highest split · Ambitious Instant Funding
50%
Most drawdown room · Ambitious Instant Funding
10%
Fewest minimum days · Ambitious Instant Funding
0
Highest leverage · Ambitious Instant Funding
1:100
  • Instant fundingAmbitious Instant FundingInstant funding$10K10% max drawdownno minimum days50%profit split

    The rules

    Max drawdown
    10% · Static
    Minimum trading days
    0
    Max leverage
    1:100
    Payout schedule
    On demand from day one, no payout cycle, unlimited requests, processed within 24 hours
    Fee refunded on passing
    No

    On this programme

    • News tradingAllowed
    • Copy tradingAllowed
    • Expert advisors (EAs)Allowed
    • Weekend holdingAllowed
    • Overnight holdingAllowed
    • Stop lossNot required

    Account sizes

    • $10K

    Per-size prices are published on the firm’s site, not on this record.

  • Instant fundingDubai Instant FundingInstant funding$150K10% max drawdownno minimum days50%profit split

    The rules

    Max drawdown
    10% · Static
    Minimum trading days
    0
    Max leverage
    1:100
    Payout schedule
    On demand from day one, no payout cycle, unlimited requests, processed within 24 hours
    Fee refunded on passing
    No

    On this programme

    • News tradingAllowed
    • Copy tradingAllowed
    • Expert advisors (EAs)Allowed
    • Weekend holdingAllowed
    • Overnight holdingAllowed
    • Stop lossNot required

    Account sizes

    • $150K

    Per-size prices are published on the firm’s site, not on this record.

  • Instant fundingExpert Instant FundingInstant funding$50K10% max drawdownno minimum days50%profit split

    The rules

    Max drawdown
    10% · Static
    Minimum trading days
    0
    Max leverage
    1:100
    Payout schedule
    On demand from day one, no payout cycle, unlimited requests, processed within 24 hours
    Fee refunded on passing
    No

    On this programme

    • News tradingAllowed
    • Copy tradingAllowed
    • Expert advisors (EAs)Allowed
    • Weekend holdingAllowed
    • Overnight holdingAllowed
    • Stop lossNot required

    Account sizes

    • $50K

    Per-size prices are published on the firm’s site, not on this record.

  • Instant fundingIntern Instant FundingInstant funding$2.5K10% max drawdownno minimum days50%profit split

    The rules

    Max drawdown
    10% · Static
    Minimum trading days
    0
    Max leverage
    1:100
    Payout schedule
    On demand from day one, no payout cycle, unlimited requests, processed within 24 hours
    Fee refunded on passing
    No

    On this programme

    • News tradingAllowed
    • Copy tradingAllowed
    • Expert advisors (EAs)Allowed
    • Weekend holdingAllowed
    • Overnight holdingAllowed
    • Stop lossNot required

    Account sizes

    • $2.5K

    Per-size prices are published on the firm’s site, not on this record.

  • Instant fundingLondon Instant FundingInstant funding$250K10% max drawdownno minimum days50%profit split

    The rules

    Max drawdown
    10% · Static
    Minimum trading days
    0
    Max leverage
    1:100
    Payout schedule
    On demand from day one, no payout cycle, unlimited requests, processed within 24 hours
    Fee refunded on passing
    No

    On this programme

    • News tradingAllowed
    • Copy tradingAllowed
    • Expert advisors (EAs)Allowed
    • Weekend holdingAllowed
    • Overnight holdingAllowed
    • Stop lossNot required

    Account sizes

    • $250K

    Per-size prices are published on the firm’s site, not on this record.

  • Instant fundingMaster Instant FundingInstant funding$85K10% max drawdownno minimum days50%profit split

    The rules

    Max drawdown
    10% · Static
    Minimum trading days
    0
    Max leverage
    1:100
    Payout schedule
    On demand from day one, no payout cycle, unlimited requests, processed within 24 hours
    Fee refunded on passing
    No

    On this programme

    • News tradingAllowed
    • Copy tradingAllowed
    • Expert advisors (EAs)Allowed
    • Weekend holdingAllowed
    • Overnight holdingAllowed
    • Stop lossNot required

    Account sizes

    • $85K

    Per-size prices are published on the firm’s site, not on this record.

  • Instant fundingNew York Instant FundingInstant funding$500K10% max drawdownno minimum days50%profit split

    The rules

    Max drawdown
    10% · Static
    Minimum trading days
    0
    Max leverage
    1:100
    Payout schedule
    On demand from day one, no payout cycle, unlimited requests, processed within 24 hours
    Fee refunded on passing
    No

    On this programme

    • News tradingAllowed
    • Copy tradingAllowed
    • Expert advisors (EAs)Allowed
    • Weekend holdingAllowed
    • Overnight holdingAllowed
    • Stop lossNot required

    Account sizes

    • $500K

    Per-size prices are published on the firm’s site, not on this record.

  • Instant fundingPro Instant FundingInstant funding$25K10% max drawdownno minimum days50%profit split

    The rules

    Max drawdown
    10% · Static
    Minimum trading days
    0
    Max leverage
    1:100
    Payout schedule
    On demand from day one, no payout cycle, unlimited requests, processed within 24 hours
    Fee refunded on passing
    No

    On this programme

    • News tradingAllowed
    • Copy tradingAllowed
    • Expert advisors (EAs)Allowed
    • Weekend holdingAllowed
    • Overnight holdingAllowed
    • Stop lossNot required

    Account sizes

    • $25K

    Per-size prices are published on the firm’s site, not on this record.

Show 1 more
  • Instant fundingStarter Instant FundingInstant funding$5K10% max drawdownno minimum days50%profit split

    The rules

    Max drawdown
    10% · Static
    Minimum trading days
    0
    Max leverage
    1:100
    Payout schedule
    On demand from day one, no payout cycle, unlimited requests, processed within 24 hours
    Fee refunded on passing
    No

    On this programme

    • News tradingAllowed
    • Copy tradingAllowed
    • Expert advisors (EAs)Allowed
    • Weekend holdingAllowed
    • Overnight holdingAllowed
    • Stop lossNot required

    Account sizes

    • $5K

    Per-size prices are published on the firm’s site, not on this record.

Compare all 9 programmes side by side
ProgrammeTypeSizesSplitTargetMax drawdownDaily lossMin daysLeverageFee refund
Ambitious Instant FundingInstant funding$10K50%Not recorded10%Not recorded01:100No
Dubai Instant FundingInstant funding$150K50%Not recorded10%Not recorded01:100No
Expert Instant FundingInstant funding$50K50%Not recorded10%Not recorded01:100No
Intern Instant FundingInstant funding$2.5K50%Not recorded10%Not recorded01:100No
London Instant FundingInstant funding$250K50%Not recorded10%Not recorded01:100No
Master Instant FundingInstant funding$85K50%Not recorded10%Not recorded01:100No
New York Instant FundingInstant funding$500K50%Not recorded10%Not recorded01:100No
Pro Instant FundingInstant funding$25K50%Not recorded10%Not recorded01:100No
Starter Instant FundingInstant funding$5K50%Not recorded10%Not recorded01:100No
Rules as recorded by Wikilix from iFunds’s published terms. A rule that differs between sizes prints as a range; per-size prices are on the firm’s site.
Leverage

Leverage by market

Leverage runs from 1:10 on Crypto to 1:200 on Metals, depending on the programme.

MarketInstant
FX1:100
Metals1:200
Indices1:100
Energy1:100
Crypto1:10
Payouts

How iFunds pays

Traders keep 50% of their profits, paid out by Crypto.

Profit split
50%
Payout methods
1
Plans refunding the fee
0 of 9
Payout schedules stated
1

Paid out by

  • Crypto

Payout schedules, in the firm’s words

  • On demand from day one, no payout cycle, unlimited requests, processed within 24 hours

    Ambitious Instant Funding, Dubai Instant Funding, and Expert Instant Funding and 6 more

Payout policy

Payouts at iFunds are on demand. There is no payout cycle and no waiting period, so a funded account can request its first withdrawal on day one, and there is no cap on how many requests can be made in a day or on the size of any single payout.

  • The minimum withdrawal is $50 of total account profit, which comes to $25 for the trader at the standard split.
  • Requests are processed within a few hours. If a payout is not processed within 24 hours on a business day, the trader is entitled to a further 10% of the amount, up to $1,000.
  • All positions must be closed at the moment a request is submitted, because floating profit and loss would make the calculation inaccurate.
  • New trades may be opened while a request is pending, but the request is declined if floating losses take the requested amount out of available equity.
  • Profit may be left to accumulate in the account instead. There is no obligation to withdraw at any point, and no profit target to reach first.
  • Payouts are sent to a cryptocurrency wallet. The trader is responsible for the accuracy of the wallet address and the blockchain network chosen, and the firm does not cover transfers lost to an incorrect address.

KYC verification must be complete before any payout is released. The firm reviews the account's trading activity on each request to confirm eligibility, and gives the reason by email where a request is declined. Profit produced through a forbidden trading practice does not qualify.

Profit share can also be applied to scaling instead of being withdrawn. Once an account has made $50 in total profit it can be moved up to either of the next two plans by covering the difference in plan cost, and any profit beyond that difference stays available for withdrawal rather than being reset.

Markets

What you can trade

5 asset classes, traded as CFDs.

5 asset classes

Asset classes

  • FX
  • Metals
  • Indices
  • Energy
  • Crypto

Instrument types

  • CFDs
Commissions

Trading costs

No commission is charged on any market.

  • FX$0 - commission-freeCommission free
  • Metals$0 - commission-freeCommission free
  • Indices$0 - commission-freeCommission free
  • Energy$0 - commission-freeCommission free
  • Crypto$0 - commission-freeCommission free

iFunds charges no commission on any instrument. Every symbol in the contract specifications, across FX majors and minors, metals, spot and futures indices, energies and cryptocurrencies, is published at $0 commission.

Accounts are also swap free, so positions carried into the next session are not charged overnight financing.

The only cost of the programme is the one off participation fee paid for the plan itself, and no fee is charged when a funded account is opened or when a payout is requested.

Eligible accounts additionally earn cash back into the trading account for every lot closed. That cash back cannot be withdrawn, but it offsets trading costs and adds to the buffer above the maximum drawdown.

Trading rules

What iFunds lets you do

Across all 9 plans, as recorded programme by programme.

  • News tradingAllowed on every plan
  • Copy tradingAllowed on every plan
  • Expert advisors (EAs)Allowed on every plan
  • Weekend holdingAllowed on every plan
  • Overnight holdingAllowed on every plan
  • Stop lossNot required on any plan

iFunds places no restrictions on trading style beyond the account's maximum drawdown. The following are all listed as permitted on every funded plan:

  • News trading
  • Weekend holding and holding positions overnight
  • Automated trading with the trader's own or any third party Expert Advisor
  • Copy trading and trade copiers, whether copying from external accounts or between iFunds accounts
  • Hedging
  • Trading from multiple IP addresses, with no requirement to stay on one connection or in one location

There is no minimum or maximum number of trading days, no time limit on the account, and no maximum risk per trade. A trader may also run any number of funded accounts at the same time.

These permissions are conditional on the activity not being manipulative. The account agreement classes the following as forbidden trading practices:

  • Strategies that exploit errors in the service, such as mispriced quotes or delays in price updates
  • Trading on an external or slow data feed, and latency arbitrage or high frequency methods the firm's liquidity providers treat as abusive
  • Deliberately opposite positions entered alone or in concert with others, including across connected accounts
  • Gap trading, meaning opening positions when a major news, macroeconomic or earnings event is scheduled, or within two hours of a relevant market closing for two hours or longer
  • Trading without market standard risk management, such as position sizes or trade counts far outside the trader's own norm
  • Allowing a third party to trade the account, or trading someone else's account

Where the firm finds a forbidden practice it may strike the affected trades from the record, withhold the profit share, reduce leverage or close the account.

Consistency

Consistency rules

iFunds does not apply a consistency rule. Funded accounts are not required to spread profit evenly across trading days, and no single day's gain is capped as a share of total profit. There is no profit target to reach and no minimum number of trading days, so a payout cannot be held back for having been earned too quickly or in too few trades.

The firm's stated reasoning is that a consistency requirement is unfair in a volatile market, and that traders should be able to change how they size positions as conditions change.

One general constraint still applies. The account agreement asks traders to follow market standard risk management, and treats positions that are substantially larger or smaller than the trader's own norm, or a trade count far outside it, as a forbidden trading practice rather than as a consistency breach.

Firm rules

Firm rules

An iFunds account is governed by a single loss rule. The maximum drawdown is static and measured against the account's initial balance, so the disqualification level is fixed at purchase and does not move up as the account grows. There is no daily loss limit at all.

The trader chooses that limit during registration, at no extra cost, and the choice sets the profit split:

  • 10% maximum drawdown gives a 50% profit split
  • 8% maximum drawdown gives a 60% profit split
  • 7% maximum drawdown gives a 70% profit split
  • 6% maximum drawdown gives an 80% profit split

Neither equity nor balance may touch the disqualification level at any moment. On a $10,000 account taken at the 10% setting that level is $9,000, and reaching it closes the account whatever profit had been banked beforehand.

The remaining account terms:

  • Accounts are created and traded on MetaTrader 5, and credentials are issued immediately after purchase with no evaluation to pass first.
  • A trader may hold any number of funded accounts at once, but two accounts cannot be merged into one.
  • Accounts are for personal use only. Giving a third party access, or trading or managing an account for someone else, breaches the agreement.
  • Identity verification must be completed before any profit share is paid out.
  • The participation fee is fully refundable within 5 days of purchase as long as no trades have been placed. It is not refundable once the account has been traded, or where the account is closed for a rule breach.
  • Once total profit reaches $50 the account can be scaled to either of the next two plans by paying the difference in plan cost, and the drawdown and split setting can be changed at that point. Accounts can be scaled repeatedly up to $500,000.
Restricted countries

Where iFunds does not take traders

Residents of 14 countries cannot open an account with iFunds.

14 countries
  • Afghanistan
  • Iran
  • Iraq
  • Israel
  • Libya
  • Myanmar
  • North Korea
  • Russia
  • Somalia
  • South Sudan
  • Sudan
  • Syria
  • United States
  • Yemen
As published by iFunds. A country not listed here is not thereby accepted — check the firm’s own terms.
Worth comparing

Prop firms worth comparing

3 firms from the Wikilix directory set beside iFunds: the same country, the same kind of funding, a comparable split, or the best rated on the record.

3 firms
Figures as recorded on the Wikilix directory. A dash means the firm has not published that figure.

Comments & Reviews

0 entries

Nothing on the record yet

Be the first to share what happened.